YEARLY HIGH
156.9479 GNF
YEARLY LOW
146.3460 GNF
YEARLY AVERAGE
150.7756 GNF

2025 PHP to GNF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the PHP to GNF exchange rate experienced significant fluctuation. The market reached its absolute peak on May 11, valuing the pair at 156.9479. Conversely, the yearly low was recorded on December 9, dropping to 146.3460.

This high-to-low spread represents a total annual volatility of 10.6019 GNF. From a start-to-finish perspective, comparing the January average rate of 147.9459 to the December average rate of 148.0444, the exchange rate registered a net change of 0.07% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 156.9479 was up 0.78% compared to the 2024 peak of 155.7302, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 250,000 PHP based on timing:

Yearly Peak High 39,236,977 GNF
2024 Average 37,591,393 GNF
Yearly Trough Low 36,586,493 GNF
Transaction Impact: A difference of 2,650,483.80 GNF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

156.7125
146.6412
JanuMarcMayJulySeptNove

PHP to GNF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 151.5855, compared to 149.9657 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 1.6198 points.

H1 Avg (Jan–Jun) 151.5855
H2 Avg (Jul–Dec) 149.9657

Volatility Range Comparison

Volatility

The most volatile month in 2025 was July, with a trading range of 5.1719 GNF (High: 154.0194 / Low: 148.8476). On the other end, November was the most stable month, with a tight range of 1.3769 GNF (High: 148.2492 / Low: 146.8723).

July Spread (Volatile) ±5.1719
November Spread (Stable) ±1.3769

Growth Streaks & Declines

Trends

Between January and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 2.6175 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -2.6175

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2025: 155.8732) against the same month in 2024 (average: 148.7387), the exchange rate shifted by +7.1345 (+4.80%).

2025 Avg (May) 155.8732
2024 Avg (May) 148.7387

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 149.0512 146.5231 147.9459
February 150.2709 146.4095 149.1508
March 151.2282 149.0993 150.5740
April 155.1922 150.3965 152.2832
May 156.9479 154.6224 155.8732
June 155.8853 151.0300 153.6856
July 154.0194 148.8476 152.3795
August 153.3791 148.4221 151.8241
September 152.7337 148.6639 151.3415
October 149.8273 146.9566 148.7241
November 148.2492 146.8723 147.4805
December 149.0200 146.3460 148.0444