2014 PHP to MDL Historical Review

YEARLY HIGH

0.3512 MDL

YEARLY LOW

0.2900 MDL

YEARLY AVERAGE

0.3156 MDL

2014 PHP to MDL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the PHP to MDL exchange rate experienced significant fluctuation. The market reached its absolute peak on December 23, valuing the pair at 0.3512. Conversely, the yearly low was recorded on January 8, dropping to 0.2900.

This high-to-low spread represents a total annual volatility of 0.0612 MDL. From a start-to-finish perspective, comparing the January average rate of 0.2931 to the December average rate of 0.3453, the exchange rate registered a net change of 17.82% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2014 high of 0.3512 was up 15.41% compared to the 2013 peak of 0.3043, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 250,000 PHP based on timing:

Yearly Peak High 87,801 MDL

2013 Average 73,852 MDL

Yearly Trough Low 72,512 MDL

Transaction Impact: A difference of 15,288.99 MDL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

0.3505

0.2879

JanuMarcMayJulySeptNove

PHP to MDL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.3036, compared to 0.3276 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0240 points.

H1 Avg (Jan–Jun) 0.3036

H2 Avg (Jul–Dec) 0.3276

Volatility Range Comparison

Volatility

The most volatile month in 2014 was December, with a trading range of 0.0168 MDL (High: 0.3512 / Low: 0.3344). On the other end, July was the most stable month, with a tight range of 0.0048 MDL (High: 0.3232 / Low: 0.3184).

December Spread (Volatile) ±0.0168

July Spread (Stable) ±0.0048

Growth Streaks & Declines

Trends

Between March and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0053 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0053

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2014: 0.3453) against the same month in 2013 (average: 0.2927), the exchange rate shifted by +0.0526 (+17.96%).

2014 Avg (December) 0.3453

2013 Avg (December) 0.2927

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.2966	0.2900	0.2931
February	0.3058	0.2967	0.3009
March	0.3056	0.2953	0.3001
April	0.3040	0.2970	0.3003
May	0.3156	0.3011	0.3093
June	0.3210	0.3151	0.3178
July	0.3232	0.3184	0.3211
August	0.3214	0.3117	0.3158
September	0.3266	0.3192	0.3237
October	0.3294	0.3238	0.3271
November	0.3362	0.3267	0.3325
December	0.3512	0.3344	0.3453