2026 PHP to MDL Historical Review

YEARLY HIGH

0.2968 MDL

YEARLY LOW

0.2788 MDL

YEARLY AVERAGE

0.2865 MDL

2026 PHP to MDL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the PHP to MDL exchange rate experienced significant fluctuation. The market reached its absolute peak on February 25, valuing the pair at 0.2968. Conversely, the yearly low was recorded on June 6, dropping to 0.2788.

This high-to-low spread represents a total annual volatility of 0.0180 MDL. From a start-to-finish perspective, comparing the January average rate of 0.2854 to the December average rate of 0.2850, the exchange rate registered a net change of -0.11% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 0.2968 was down 8.56% compared to the 2025 peak of 0.3246, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 250,000 PHP based on timing:

Yearly Peak High 74,208 MDL

2025 Average 75,285 MDL

Yearly Trough Low 69,707 MDL

Transaction Impact: A difference of 4,500.97 MDL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

0.2925

0.2795

JanuMarcMayJuly

PHP to MDL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.2868, compared to 0.2850 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0017 points.

H1 Avg (Jan–Jun) 0.2868

H2 Avg (Jul–Dec) 0.2850

Volatility Range Comparison

Volatility

The most volatile month in 2026 was April, with a trading range of 0.0129 MDL (High: 0.2923 / Low: 0.2793). On the other end, May was the most stable month, with a tight range of 0.0017 MDL (High: 0.2816 / Low: 0.2799).

April Spread (Volatile) ±0.0129

May Spread (Stable) ±0.0017

Growth Streaks & Declines

Trends

Between May and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0063 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0063

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2026: 0.2914) against the same month in 2025 (average: 0.3214), the exchange rate shifted by -0.0299 (-9.31%).

2026 Avg (February) 0.2914

2025 Avg (February) 0.3214

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.2885	0.2817	0.2854
February	0.2968	0.2851	0.2914
March	0.2958	0.2885	0.2913
April	0.2923	0.2793	0.2869
May	0.2816	0.2799	0.2806
June	0.2894	0.2788	0.2849
July	0.2866	0.2838	0.2850