2020 PHP to MDL Historical Review

YEARLY HIGH

0.3683 MDL

YEARLY LOW

0.3345 MDL

YEARLY AVERAGE

0.3476 MDL

2020 PHP to MDL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the PHP to MDL exchange rate experienced significant fluctuation. The market reached its absolute peak on April 6, valuing the pair at 0.3683. Conversely, the yearly low was recorded on August 10, dropping to 0.3345.

This high-to-low spread represents a total annual volatility of 0.0339 MDL. From a start-to-finish perspective, comparing the January average rate of 0.3418 to the December average rate of 0.3576, the exchange rate registered a net change of 4.62% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.3683 was up 4.02% compared to the 2019 peak of 0.3541, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 250,000 PHP based on timing:

Yearly Peak High 92,087 MDL

2019 Average 84,639 MDL

Yearly Trough Low 83,613 MDL

Transaction Impact: A difference of 8,474.63 MDL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.3597

0.3373

JanuMarcMayJulySeptNove

PHP to MDL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.3475, compared to 0.3477 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0001 points.

H1 Avg (Jan–Jun) 0.3475

H2 Avg (Jul–Dec) 0.3477

Volatility Range Comparison

Volatility

The most volatile month in 2020 was April, with a trading range of 0.0212 MDL (High: 0.3683 / Low: 0.3471). On the other end, December was the most stable month, with a tight range of 0.0051 MDL (High: 0.3602 / Low: 0.3551).

April Spread (Volatile) ±0.0212

December Spread (Stable) ±0.0051

Growth Streaks & Declines

Trends

Between August and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0077 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0077

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2020: 0.3578) against the same month in 2019 (average: 0.3398), the exchange rate shifted by +0.0181 (+5.32%).

2020 Avg (April) 0.3578

2019 Avg (April) 0.3398

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.3480	0.3346	0.3418
February	0.3496	0.3394	0.3456
March	0.3572	0.3407	0.3468
April	0.3683	0.3471	0.3578
May	0.3592	0.3461	0.3502
June	0.3471	0.3389	0.3428
July	0.3489	0.3364	0.3431
August	0.3440	0.3345	0.3392
September	0.3485	0.3387	0.3426
October	0.3528	0.3460	0.3487
November	0.3586	0.3505	0.3548
December	0.3602	0.3551	0.3576