2020 PHP to SBD Historical Review

YEARLY HIGH

0.1711 SBD

YEARLY LOW

0.1598 SBD

YEARLY AVERAGE

0.1660 SBD

2020 PHP to SBD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the PHP to SBD exchange rate experienced significant fluctuation. The market reached its absolute peak on August 30, valuing the pair at 0.1711. Conversely, the yearly low was recorded on March 18, dropping to 0.1598.

This high-to-low spread represents a total annual volatility of 0.0113 SBD. From a start-to-finish perspective, comparing the January average rate of 0.1629 to the December average rate of 0.1673, the exchange rate registered a net change of 2.65% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.1711 was up 3.84% compared to the 2019 peak of 0.1647, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 250,000 PHP based on timing:

Yearly Peak High 42,765 SBD

2019 Average 39,611 SBD

Yearly Trough Low 39,942 SBD

Transaction Impact: A difference of 2,822.86 SBD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.1700

0.1618

JanuMarcMayJulySeptNove

PHP to SBD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1639, compared to 0.1681 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0041 points.

H1 Avg (Jan–Jun) 0.1639

H2 Avg (Jul–Dec) 0.1681

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0083 SBD (High: 0.1680 / Low: 0.1598). On the other end, February was the most stable month, with a tight range of 0.0015 SBD (High: 0.1634 / Low: 0.1618).

March Spread (Volatile) ±0.0083

February Spread (Stable) ±0.0015

Growth Streaks & Declines

Trends

Between February and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0011 points.

Longest Streak 6 Mo.

Sharpest MoM Drop -0.0011

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2020: 0.1693) against the same month in 2019 (average: 0.1568), the exchange rate shifted by +0.0124 (+7.93%).

2020 Avg (August) 0.1693

2019 Avg (August) 0.1568

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1642	0.1603	0.1629
February	0.1634	0.1618	0.1625
March	0.1680	0.1598	0.1626
April	0.1656	0.1626	0.1641
May	0.1662	0.1631	0.1648
June	0.1681	0.1652	0.1666
July	0.1694	0.1676	0.1684
August	0.1711	0.1675	0.1693
September	0.1701	0.1674	0.1686
October	0.1687	0.1660	0.1675
November	0.1684	0.1657	0.1673
December	0.1683	0.1666	0.1673