2021 PHP to SBD Historical Review

YEARLY HIGH

0.1680 SBD

YEARLY LOW

0.1575 SBD

YEARLY AVERAGE

0.1629 SBD

2021 PHP to SBD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the PHP to SBD exchange rate experienced significant fluctuation. The market reached its absolute peak on March 3, valuing the pair at 0.1680. Conversely, the yearly low was recorded on July 19, dropping to 0.1575.

This high-to-low spread represents a total annual volatility of 0.0105 SBD. From a start-to-finish perspective, comparing the January average rate of 0.1665 to the December average rate of 0.1608, the exchange rate registered a net change of -3.44% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.1680 was down 1.81% compared to the 2020 peak of 0.1711, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 250,000 PHP based on timing:

Yearly Peak High 41,991 SBD

2020 Average 41,499 SBD

Yearly Trough Low 39,376 SBD

Transaction Impact: A difference of 2,615.45 SBD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.1673

0.1580

JanuMarcMayJulySeptNove

PHP to SBD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1656, compared to 0.1602 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0055 points.

H1 Avg (Jan–Jun) 0.1656

H2 Avg (Jul–Dec) 0.1602

Volatility Range Comparison

Volatility

The most volatile month in 2021 was August, with a trading range of 0.0062 SBD (High: 0.1649 / Low: 0.1587). On the other end, April was the most stable month, with a tight range of 0.0012 SBD (High: 0.1654 / Low: 0.1642).

August Spread (Volatile) ±0.0062

April Spread (Stable) ±0.0012

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0053 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0053

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2021: 0.1643) against the same month in 2020 (average: 0.1626), the exchange rate shifted by +0.0017 (+1.05%).

2021 Avg (March) 0.1643

2020 Avg (March) 0.1626

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1676	0.1655	0.1665
February	0.1674	0.1630	0.1657
March	0.1680	0.1630	0.1643
April	0.1654	0.1642	0.1648
May	0.1677	0.1650	0.1664
June	0.1677	0.1641	0.1660
July	0.1635	0.1575	0.1607
August	0.1649	0.1587	0.1604
September	0.1620	0.1576	0.1605
October	0.1596	0.1579	0.1588
November	0.1614	0.1586	0.1597
December	0.1625	0.1578	0.1608