YEARLY HIGH
0.1399 SBD
YEARLY LOW
0.1300 SBD
YEARLY AVERAGE
0.1340 SBD

2026 PHP to SBD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the PHP to SBD exchange rate experienced significant fluctuation. The market reached its absolute peak on February 25, valuing the pair at 0.1399. Conversely, the yearly low was recorded on June 3, dropping to 0.1300.

This high-to-low spread represents a total annual volatility of 0.0099 SBD. From a start-to-finish perspective, comparing the January average rate of 0.1373 to the December average rate of 0.1310, the exchange rate registered a net change of -4.61% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 0.1399 was down 7.28% compared to the 2025 peak of 0.1509, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 250,000 PHP based on timing:

Yearly Peak High 34,971 SBD
2025 Average 36,145 SBD
Yearly Trough Low 32,501 SBD
Transaction Impact: A difference of 2,469.42 SBD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

0.1392
0.1300
JanuMarcMayJuly

PHP to SBD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1345, compared to 0.1310 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0035 points.

H1 Avg (Jan–Jun) 0.1345
H2 Avg (Jul–Dec) 0.1310

Volatility Range Comparison

Volatility

The most volatile month in 2026 was March, with a trading range of 0.0069 SBD (High: 0.1394 / Low: 0.1324). On the other end, May was the most stable month, with a tight range of 0.0008 SBD (High: 0.1312 / Low: 0.1304).

March Spread (Volatile) ±0.0069
May Spread (Stable) ±0.0008

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2026. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0033 points.

Longest Streak 1 Mo.
Sharpest MoM Drop -0.0033

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2026: 0.1384) against the same month in 2025 (average: 0.1455), the exchange rate shifted by -0.0071 (-4.88%).

2026 Avg (February) 0.1384
2025 Avg (February) 0.1455

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.1385 0.1365 0.1373
February 0.1399 0.1365 0.1384
March 0.1394 0.1324 0.1351
April 0.1352 0.1304 0.1337
May 0.1312 0.1304 0.1307
June 0.1337 0.1300 0.1316
July 0.1318 0.1306 0.1310