2020 PKR to DJF Historical Review

YEARLY HIGH

1.1547 DJF

YEARLY LOW

1.0529 DJF

YEARLY AVERAGE

1.1011 DJF

2020 PKR to DJF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the PKR to DJF exchange rate experienced significant fluctuation. The market reached its absolute peak on March 3, valuing the pair at 1.1547. Conversely, the yearly low was recorded on August 22, dropping to 1.0529.

This high-to-low spread represents a total annual volatility of 0.1018 DJF. From a start-to-finish perspective, comparing the January average rate of 1.1505 to the December average rate of 1.1107, the exchange rate registered a net change of -3.46% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 1.1547 was down 10.21% compared to the 2019 peak of 1.2860, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 500,000 PKR based on timing:

Yearly Peak High 577,358 DJF

2019 Average 594,097 DJF

Yearly Trough Low 526,449 DJF

Transaction Impact: A difference of 50,909.04 DJF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

1.1626

1.0496

JanuMarcMayJulySeptNove

PKR to DJF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.1159, compared to 1.0862 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0297 points.

H1 Avg (Jan–Jun) 1.1159

H2 Avg (Jul–Dec) 1.0862

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0843 DJF (High: 1.1547 / Low: 1.0705). On the other end, February was the most stable month, with a tight range of 0.0032 DJF (High: 1.1547 / Low: 1.1515).

March Spread (Volatile) ±0.0843

February Spread (Stable) ±0.0032

Growth Streaks & Declines

Trends

Between August and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0431 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0431

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2020: 1.1249) against the same month in 2019 (average: 1.2734), the exchange rate shifted by -0.1486 (-11.67%).

2020 Avg (March) 1.1249

2019 Avg (March) 1.2734

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.1530	1.1435	1.1505
February	1.1547	1.1515	1.1532
March	1.1547	1.0705	1.1249
April	1.1128	1.0620	1.0817
May	1.1230	1.0932	1.1101
June	1.0921	1.0586	1.0750
July	1.0715	1.0588	1.0646
August	1.0749	1.0529	1.0590
September	1.0761	1.0691	1.0724
October	1.1116	1.0778	1.0934
November	1.1255	1.1061	1.1173
December	1.1158	1.1079	1.1107