2020 PKR to GHS Historical Review

YEARLY HIGH

0.0373 GHS

YEARLY LOW

0.0341 GHS

YEARLY AVERAGE

0.0354 GHS

2020 PKR to GHS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the PKR to GHS exchange rate experienced significant fluctuation. The market reached its absolute peak on December 7, valuing the pair at 0.0373. Conversely, the yearly low was recorded on August 15, dropping to 0.0341.

This high-to-low spread represents a total annual volatility of 0.0032 GHS. From a start-to-finish perspective, comparing the January average rate of 0.0365 to the December average rate of 0.0366, the exchange rate registered a net change of 0.23% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.0373 was down 61.97% compared to the 2019 peak of 0.0980, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 500,000 PKR based on timing:

Yearly Peak High 18,631 GHS

2019 Average 17,967 GHS

Yearly Trough Low 17,053 GHS

Transaction Impact: A difference of 1,578.01 GHS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.0368

0.0341

JanuMarcMayJulySeptNove

PKR to GHS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0354, compared to 0.0354 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0000 points.

H1 Avg (Jan–Jun) 0.0354

H2 Avg (Jul–Dec) 0.0354

Volatility Range Comparison

Volatility

The most volatile month in 2020 was April, with a trading range of 0.0017 GHS (High: 0.0362 / Low: 0.0345). On the other end, September was the most stable month, with a tight range of 0.0003 GHS (High: 0.0350 / Low: 0.0347).

April Spread (Volatile) ±0.0017

September Spread (Stable) ±0.0003

Growth Streaks & Declines

Trends

Between August and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0017 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0017

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 0.0366) against the same month in 2019 (average: 0.0368), the exchange rate shifted by -0.0002 (-0.46%).

2020 Avg (December) 0.0366

2019 Avg (December) 0.0368

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0369	0.0356	0.0365
February	0.0356	0.0345	0.0348
March	0.0360	0.0347	0.0353
April	0.0362	0.0345	0.0351
May	0.0366	0.0355	0.0360
June	0.0355	0.0344	0.0349
July	0.0348	0.0342	0.0345
August	0.0348	0.0341	0.0343
September	0.0350	0.0347	0.0349
October	0.0364	0.0351	0.0357
November	0.0369	0.0362	0.0366
December	0.0373	0.0365	0.0366