2020 PKR to GNF Historical Review

YEARLY HIGH

62.4462 GNF

YEARLY LOW

56.3566 GNF

YEARLY AVERAGE

59.4926 GNF

2020 PKR to GNF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the PKR to GNF exchange rate experienced significant fluctuation. The market reached its absolute peak on December 31, valuing the pair at 62.4462. Conversely, the yearly low was recorded on April 7, dropping to 56.3566.

This high-to-low spread represents a total annual volatility of 6.0896 GNF. From a start-to-finish perspective, comparing the January average rate of 61.2974 to the December average rate of 62.0417, the exchange rate registered a net change of 1.21% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 62.4462 was down 6.21% compared to the 2019 peak of 66.5825, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 500,000 PKR based on timing:

Yearly Peak High 31,223,083 GNF

2019 Average 30,811,377 GNF

Yearly Trough Low 28,178,299 GNF

Transaction Impact: A difference of 3,044,784.65 GNF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

62.5086

56.9064

JanuMarcMayJulySeptNove

PKR to GNF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 59.4948, compared to 59.4904 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0043 points.

H1 Avg (Jan–Jun) 59.4948

H2 Avg (Jul–Dec) 59.4904

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 4.6771 GNF (High: 61.8099 / Low: 57.1328). On the other end, July was the most stable month, with a tight range of 0.6860 GNF (High: 57.9589 / Low: 57.2729).

March Spread (Volatile) ±4.6771

July Spread (Stable) ±0.6860

Growth Streaks & Declines

Trends

Between August and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 2.1890 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -2.1890

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 62.0417) against the same month in 2019 (average: 61.1876), the exchange rate shifted by +0.8541 (+1.40%).

2020 Avg (December) 62.0417

2019 Avg (December) 61.1876

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	61.6896	60.8296	61.2974
February	61.7207	60.9139	61.3424
March	61.8099	57.1328	59.8795
April	59.4918	56.3566	57.6905
May	60.0180	58.5155	59.0720
June	58.6576	57.0524	57.6867
July	57.9589	57.2729	57.5733
August	58.3220	56.9325	57.3732
September	59.0239	57.9344	58.4335
October	60.9224	59.1088	60.0655
November	61.9665	60.9020	61.4554
December	62.4462	61.2948	62.0417