2020 PKR to KMF Historical Review

YEARLY HIGH

127.7488 KMF

YEARLY LOW

2.4480 KMF

YEARLY AVERAGE

3.0107 KMF

2020 PKR to KMF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the PKR to KMF exchange rate experienced significant fluctuation. The market reached its absolute peak on December 15, valuing the pair at 127.7488. Conversely, the yearly low was recorded on August 20, dropping to 2.4480.

This high-to-low spread represents a total annual volatility of 125.3008 KMF. From a start-to-finish perspective, comparing the January average rate of 2.8664 to the December average rate of 6.5637, the exchange rate registered a net change of 128.99% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 127.7488 was down 8.15% compared to the 2019 peak of 139.0828, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 500,000 PKR based on timing:

Yearly Peak High 63,874,405 KMF

2019 Average 1,654,571 KMF

Yearly Trough Low 1,223,998 KMF

Transaction Impact: A difference of 62,650,406.52 KMF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

6.9728

2.0643

JanuMarcMayJulySeptNove

PKR to KMF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.8030, compared to 3.2184 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.4153 points.

H1 Avg (Jan–Jun) 2.8030

H2 Avg (Jul–Dec) 3.2184

Volatility Range Comparison

Volatility

The most volatile month in 2020 was December, with a trading range of 125.2529 KMF (High: 127.7488 / Low: 2.4959). On the other end, August was the most stable month, with a tight range of 0.0585 KMF (High: 2.5065 / Low: 2.4480).

December Spread (Volatile) ±125.2529

August Spread (Stable) ±0.0585

Growth Streaks & Declines

Trends

Between August and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.1749 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.1749

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 6.5637) against the same month in 2019 (average: 2.8627), the exchange rate shifted by +3.7011 (+129.29%).

2020 Avg (December) 6.5637

2019 Avg (December) 2.8627

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.8986	2.8193	2.8664
February	2.9602	2.8815	2.9218
March	2.9012	2.6913	2.8207
April	2.8552	2.6895	2.7546
May	2.8557	2.7249	2.8148
June	2.7132	2.5949	2.6399
July	2.6237	2.4951	2.5734
August	2.5065	2.4480	2.4733
September	2.5587	2.4952	2.5178
October	2.6279	2.5381	2.5712
November	2.6433	2.5844	2.6108
December	127.7488	2.4959	6.5637