YEARLY HIGH
1.5630 KMF
YEARLY LOW
1.4716 KMF
YEARLY AVERAGE
1.5229 KMF

2026 PKR to KMF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the PKR to KMF exchange rate experienced significant fluctuation. The market reached its absolute peak on July 29, valuing the pair at 1.5630. Conversely, the yearly low was recorded on February 1, dropping to 1.4716.

This high-to-low spread represents a total annual volatility of 0.0914 KMF. From a start-to-finish perspective, comparing the January average rate of 1.5016 to the December average rate of 1.5439, the exchange rate registered a net change of 2.82% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2026 high of 1.5630 was down 9.62% compared to the 2025 peak of 1.7293, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 500,000 PKR based on timing:

Yearly Peak High 781,483 KMF
2025 Average 776,082 KMF
Yearly Trough Low 735,794 KMF
Transaction Impact: A difference of 45,689.50 KMF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

1.5592
1.4862
JanuMarcMayJuly

PKR to KMF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.5144, compared to 1.5485 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0341 points.

H1 Avg (Jan–Jun) 1.5144
H2 Avg (Jul–Dec) 1.5485

Volatility Range Comparison

Volatility

The most volatile month in 2026 was March, with a trading range of 0.0528 KMF (High: 1.5436 / Low: 1.4909). On the other end, August was the most stable month, with a tight range of 0.0000 KMF (High: 1.5439 / Low: 1.5439).

March Spread (Volatile) ±0.0528
August Spread (Stable) ±0.0000

Growth Streaks & Declines

Trends

Between April and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0142 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0142

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2026: 1.5531) against the same month in 2025 (average: 1.4837), the exchange rate shifted by +0.0694 (+4.68%).

2026 Avg (July) 1.5531
2025 Avg (July) 1.4837

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 1.5193 1.4731 1.5016
February 1.5028 1.4716 1.4922
March 1.5436 1.4909 1.5258
April 1.5352 1.4929 1.5116
May 1.5223 1.5084 1.5177
June 1.5619 1.5153 1.5372
July 1.5630 1.5428 1.5531
August 1.5439 1.5439 1.5439