2020 PKR to STD Historical Review

YEARLY HIGH

143.0600 STD

YEARLY LOW

124.3290 STD

YEARLY AVERAGE

133.1097 STD

2020 PKR to STD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the PKR to STD exchange rate experienced significant fluctuation. The market reached its absolute peak on March 3, valuing the pair at 143.0600. Conversely, the yearly low was recorded on August 15, dropping to 124.3290.

This high-to-low spread represents a total annual volatility of 18.7311 STD. From a start-to-finish perspective, comparing the January average rate of 139.3440 to the December average rate of 128.9878, the exchange rate registered a net change of -7.43% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 143.0600 was down 5.91% compared to the 2019 peak of 152.0448, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 500,000 PKR based on timing:

Yearly Peak High 71,530,021 STD

2019 Average 71,116,455 STD

Yearly Trough Low 62,164,496 STD

Transaction Impact: A difference of 9,365,525.15 STD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

143.7609

123.9550

JanuMarcMayJulySeptNove

PKR to STD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 137.6121, compared to 128.6074 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 9.0047 points.

H1 Avg (Jan–Jun) 137.6121

H2 Avg (Jul–Dec) 128.6074

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 9.9838 STD (High: 143.0600 / Low: 133.0763). On the other end, January was the most stable month, with a tight range of 1.1118 STD (High: 139.6239 / Low: 138.5120).

March Spread (Volatile) ±9.9838

January Spread (Stable) ±1.1118

Growth Streaks & Declines

Trends

Between August and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 5.6496 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -5.6496

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2020: 139.6571) against the same month in 2019 (average: 150.5833), the exchange rate shifted by -10.9262 (-7.26%).

2020 Avg (March) 139.6571

2019 Avg (March) 150.5833

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	139.6239	138.5120	139.3440
February	143.0172	139.5632	142.1104
March	143.0600	133.0763	139.6571
April	137.8516	131.5650	134.0075
May	139.1211	135.4240	137.5016
June	135.2489	130.8392	133.0517
July	131.8282	127.5478	130.3475
August	128.0081	124.3290	125.6055
September	126.9659	125.1241	126.2777
October	130.3787	127.4146	128.9215
November	132.3747	129.9300	131.5043
December	130.9687	127.0535	128.9878