2021 PKR to STD Historical Review

YEARLY HIGH

137.1590 STD

YEARLY LOW

118.4229 STD

YEARLY AVERAGE

127.4393 STD

2021 PKR to STD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the PKR to STD exchange rate experienced significant fluctuation. The market reached its absolute peak on May 9, valuing the pair at 137.1590. Conversely, the yearly low was recorded on December 19, dropping to 118.4229.

This high-to-low spread represents a total annual volatility of 18.7361 STD. From a start-to-finish perspective, comparing the January average rate of 127.3773 to the December average rate of 119.5002, the exchange rate registered a net change of -6.18% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 137.1590 was down 4.12% compared to the 2020 peak of 143.0600, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 500,000 PKR based on timing:

Yearly Peak High 68,579,522 STD

2020 Average 66,540,649 STD

Yearly Trough Low 59,211,473 STD

Transaction Impact: A difference of 9,368,049.49 STD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

137.0291

117.9067

JanuMarcMayJulySeptNove

PKR to STD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 131.4734, compared to 123.4052 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 8.0683 points.

H1 Avg (Jan–Jun) 131.4734

H2 Avg (Jul–Dec) 123.4052

Volatility Range Comparison

Volatility

The most volatile month in 2021 was March, with a trading range of 7.8041 STD (High: 136.5291 / Low: 128.7250). On the other end, January was the most stable month, with a tight range of 1.1557 STD (High: 127.8073 / Low: 126.6516).

March Spread (Volatile) ±7.8041

January Spread (Stable) ±1.1557

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 4.0936 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -4.0936

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2021: 135.2970) against the same month in 2020 (average: 137.5016), the exchange rate shifted by -2.2045 (-1.60%).

2021 Avg (May) 135.2970

2020 Avg (May) 137.5016

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	127.8073	126.6516	127.3773
February	128.9185	126.6966	127.8673
March	136.5291	128.7250	131.6598
April	136.5799	134.3574	135.4355
May	137.1590	133.5660	135.2970
June	134.3063	129.5189	131.2034
July	131.3574	127.3088	128.8110
August	127.3088	124.4358	125.8689
September	124.1697	121.4107	123.0792
October	123.1963	119.2114	121.7997
November	123.5906	119.0650	121.3720
December	120.8688	118.4229	119.5002