2020 PLN to ALL Historical Review

YEARLY HIGH

30.3525 ALL

YEARLY LOW

22.3144 ALL

YEARLY AVERAGE

27.8640 ALL

2020 PLN to ALL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the PLN to ALL exchange rate experienced significant fluctuation. The market reached its absolute peak on May 10, valuing the pair at 30.3525. Conversely, the yearly low was recorded on July 19, dropping to 22.3144.

This high-to-low spread represents a total annual volatility of 8.0381 ALL. From a start-to-finish perspective, comparing the January average rate of 28.7312 to the December average rate of 27.5962, the exchange rate registered a net change of -3.95% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 30.3525 was up 2.98% compared to the 2019 peak of 29.4752, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 20,000 PLN based on timing:

Yearly Peak High 607,050 ALL

2019 Average 572,647 ALL

Yearly Trough Low 446,289 ALL

Transaction Impact: A difference of 160,761.60 ALL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

28.8706

27.1977

JanuMarcMayJulySeptNove

PLN to ALL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 28.0464, compared to 27.6815 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.3648 points.

H1 Avg (Jan–Jun) 28.0464

H2 Avg (Jul–Dec) 27.6815

Volatility Range Comparison

Volatility

The most volatile month in 2020 was July, with a trading range of 6.0374 ALL (High: 28.3519 / Low: 22.3144). On the other end, February was the most stable month, with a tight range of 0.4052 ALL (High: 28.7620 / Low: 28.3568).

July Spread (Volatile) ±6.0374

February Spread (Stable) ±0.4052

Growth Streaks & Declines

Trends

Between October and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.5679 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.5679

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2020: 27.4559) against the same month in 2019 (average: 28.6481), the exchange rate shifted by -1.1922 (-4.16%).

2020 Avg (May) 27.4559

2019 Avg (May) 28.6481

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	28.8805	28.3318	28.7312
February	28.7620	28.3568	28.5519
March	28.7096	26.6302	27.9840
April	28.0579	27.1104	27.5964
May	30.3525	26.9632	27.4559
June	28.3856	27.5494	27.9589
July	28.3519	22.3144	27.7359
August	28.5004	27.8890	28.1659
September	28.1429	27.0485	27.7073
October	27.8917	26.8007	27.3371
November	27.8070	26.7944	27.5468
December	28.0765	27.0290	27.5962