YEARLY HIGH
27.7418 ALL
YEARLY LOW
25.7244 ALL
YEARLY AVERAGE
26.8345 ALL

2021 PLN to ALL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the PLN to ALL exchange rate experienced significant fluctuation. The market reached its absolute peak on June 6, valuing the pair at 27.7418. Conversely, the yearly low was recorded on November 22, dropping to 25.7244.

This high-to-low spread represents a total annual volatility of 2.0173 ALL. From a start-to-finish perspective, comparing the January average rate of 27.2312 to the December average rate of 26.1861, the exchange rate registered a net change of -3.84% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 27.7418 was down 8.60% compared to the 2020 peak of 30.3525, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 20,000 PLN based on timing:

Yearly Peak High 554,835 ALL
2020 Average 557,239 ALL
Yearly Trough Low 514,489 ALL
Transaction Impact: A difference of 40,346.29 ALL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

27.6367
26.0543
JanuMarcMayJulySeptNove

PLN to ALL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 27.1718, compared to 26.4973 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.6745 points.

H1 Avg (Jan–Jun) 27.1718
H2 Avg (Jul–Dec) 26.4973

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 1.1984 ALL (High: 26.9228 / Low: 25.7244). On the other end, October was the most stable month, with a tight range of 0.3148 ALL (High: 26.6631 / Low: 26.3483).

November Spread (Volatile) ±1.1984
October Spread (Stable) ±0.3148

Growth Streaks & Declines

Trends

Between March and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.7055 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.7055

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (June 2021: 27.2585) against the same month in 2020 (average: 27.9589), the exchange rate shifted by -0.7004 (-2.50%).

2021 Avg (June) 27.2585
2020 Avg (June) 27.9589

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 27.4471 26.9220 27.2312
February 27.6746 27.2074 27.5048
March 27.3723 26.4071 26.7993
April 27.2755 26.7246 27.0199
May 27.5660 26.8697 27.2169
June 27.7418 26.8444 27.2585
July 27.1861 26.5433 26.8276
August 26.8965 26.4623 26.6187
September 27.0882 26.0908 26.6130
October 26.6631 26.3483 26.4920
November 26.9228 25.7244 26.2465
December 26.4676 26.0168 26.1861