2020 PLN to CAD Historical Review

YEARLY HIGH

0.3612 CAD

YEARLY LOW

0.3318 CAD

YEARLY AVERAGE

0.3443 CAD

2020 PLN to CAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the PLN to CAD exchange rate experienced significant fluctuation. The market reached its absolute peak on July 30, valuing the pair at 0.3612. Conversely, the yearly low was recorded on May 10, dropping to 0.3318.

This high-to-low spread represents a total annual volatility of 0.0294 CAD. From a start-to-finish perspective, comparing the January average rate of 0.3418 to the December average rate of 0.3483, the exchange rate registered a net change of 1.88% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.3612 was down 0.83% compared to the 2019 peak of 0.3642, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 20,000 PLN based on timing:

Yearly Peak High 7,224 CAD

2019 Average 6,915 CAD

Yearly Trough Low 6,636 CAD

Transaction Impact: A difference of 587.60 CAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.3577

0.3340

JanuMarcMayJulySeptNove

PLN to CAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.3408, compared to 0.3479 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0071 points.

H1 Avg (Jan–Jun) 0.3408

H2 Avg (Jul–Dec) 0.3479

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0227 CAD (High: 0.3608 / Low: 0.3380). On the other end, January was the most stable month, with a tight range of 0.0051 CAD (High: 0.3443 / Low: 0.3392).

March Spread (Volatile) ±0.0227

January Spread (Stable) ±0.0051

Growth Streaks & Declines

Trends

Between April and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0116 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0116

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2020: 0.3479) against the same month in 2019 (average: 0.3447), the exchange rate shifted by +0.0032 (+0.94%).

2020 Avg (July) 0.3479

2019 Avg (July) 0.3447

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.3443	0.3392	0.3418
February	0.3442	0.3345	0.3388
March	0.3608	0.3380	0.3477
April	0.3398	0.3319	0.3360
May	0.3448	0.3318	0.3372
June	0.3474	0.3406	0.3432
July	0.3612	0.3415	0.3479
August	0.3591	0.3517	0.3557
September	0.3547	0.3400	0.3481
October	0.3482	0.3362	0.3426
November	0.3476	0.3343	0.3447
December	0.3518	0.3422	0.3483