2021 PLN to CAD Historical Review

YEARLY HIGH

0.3453 CAD

YEARLY LOW

0.3030 CAD

YEARLY AVERAGE

0.3250 CAD

2021 PLN to CAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the PLN to CAD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 6, valuing the pair at 0.3453. Conversely, the yearly low was recorded on November 23, dropping to 0.3030.

This high-to-low spread represents a total annual volatility of 0.0422 CAD. From a start-to-finish perspective, comparing the January average rate of 0.3415 to the December average rate of 0.3136, the exchange rate registered a net change of -8.16% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.3453 was down 4.41% compared to the 2020 peak of 0.3612, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 20,000 PLN based on timing:

Yearly Peak High 6,905 CAD

2020 Average 6,888 CAD

Yearly Trough Low 6,061 CAD

Transaction Impact: A difference of 844.64 CAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.3449

0.3052

JanuMarcMayJulySeptNove

PLN to CAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.3314, compared to 0.3186 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0128 points.

H1 Avg (Jan–Jun) 0.3314

H2 Avg (Jul–Dec) 0.3186

Volatility Range Comparison

Volatility

The most volatile month in 2021 was March, with a trading range of 0.0190 CAD (High: 0.3365 / Low: 0.3176). On the other end, December was the most stable month, with a tight range of 0.0051 CAD (High: 0.3162 / Low: 0.3111).

March Spread (Volatile) ±0.0190

December Spread (Stable) ±0.0051

Growth Streaks & Declines

Trends

Between July and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0164 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0164

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2021: 0.3415) against the same month in 2020 (average: 0.3418), the exchange rate shifted by -0.0004 (-0.12%).

2021 Avg (January) 0.3415

2020 Avg (January) 0.3418

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.3453	0.3373	0.3415
February	0.3439	0.3378	0.3415
March	0.3365	0.3176	0.3251
April	0.3334	0.3212	0.3279
May	0.3297	0.3208	0.3256
June	0.3306	0.3227	0.3269
July	0.3271	0.3220	0.3244
August	0.3294	0.3206	0.3247
September	0.3321	0.3187	0.3265
October	0.3202	0.3104	0.3142
November	0.3140	0.3030	0.3085
December	0.3162	0.3111	0.3136