YEARLY HIGH
0.3869 CAD
YEARLY LOW
0.3452 CAD
YEARLY AVERAGE
0.3723 CAD

2025 PLN to CAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the PLN to CAD exchange rate experienced significant fluctuation. The market reached its absolute peak on October 16, valuing the pair at 0.3869. Conversely, the yearly low was recorded on January 13, dropping to 0.3452.

This high-to-low spread represents a total annual volatility of 0.0416 CAD. From a start-to-finish perspective, comparing the January average rate of 0.3509 to the December average rate of 0.3826, the exchange rate registered a net change of 9.05% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 0.3869 was up 8.78% compared to the 2024 peak of 0.3556, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 20,000 PLN based on timing:

Yearly Peak High 7,737 CAD
2024 Average 6,885 CAD
Yearly Trough Low 6,905 CAD
Transaction Impact: A difference of 832.48 CAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

0.3868
0.3476
JanuMarcMayJulySeptNove

PLN to CAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.3639, compared to 0.3807 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0168 points.

H1 Avg (Jan–Jun) 0.3639
H2 Avg (Jul–Dec) 0.3807

Volatility Range Comparison

Volatility

The most volatile month in 2025 was March, with a trading range of 0.0175 CAD (High: 0.3753 / Low: 0.3578). On the other end, December was the most stable month, with a tight range of 0.0048 CAD (High: 0.3852 / Low: 0.3805).

March Spread (Volatile) ±0.0175
December Spread (Stable) ±0.0048

Growth Streaks & Declines

Trends

Between May and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0032 points.

Longest Streak 5 Mo.
Sharpest MoM Drop -0.0032

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (October 2025: 0.3835) against the same month in 2024 (average: 0.3473), the exchange rate shifted by +0.0362 (+10.41%).

2025 Avg (October) 0.3835
2024 Avg (October) 0.3473

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.3586 0.3452 0.3509
February 0.3633 0.3519 0.3566
March 0.3753 0.3578 0.3710
April 0.3730 0.3619 0.3678
May 0.3706 0.3651 0.3674
June 0.3789 0.3641 0.3699
July 0.3793 0.3698 0.3759
August 0.3805 0.3725 0.3774
September 0.3839 0.3761 0.3812
October 0.3869 0.3809 0.3835
November 0.3863 0.3796 0.3833
December 0.3852 0.3805 0.3826