2020 PLN to CDF Historical Review

YEARLY HIGH

544.7084 CDF

YEARLY LOW

397.8926 CDF

YEARLY AVERAGE

476.2051 CDF

2020 PLN to CDF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the PLN to CDF exchange rate experienced significant fluctuation. The market reached its absolute peak on December 17, valuing the pair at 544.7084. Conversely, the yearly low was recorded on March 19, dropping to 397.8926.

This high-to-low spread represents a total annual volatility of 146.8158 CDF. From a start-to-finish perspective, comparing the January average rate of 440.8517 to the December average rate of 531.5080, the exchange rate registered a net change of 20.56% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 544.7084 was up 22.43% compared to the 2019 peak of 444.9087, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 20,000 PLN based on timing:

Yearly Peak High 10,894,168 CDF

2019 Average 8,613,453 CDF

Yearly Trough Low 7,957,852 CDF

Transaction Impact: A difference of 2,936,316.78 CDF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

543.5804

398.7117

JanuMarcMayJulySeptNove

PLN to CDF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 435.5207, compared to 516.8895 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 81.3688 points.

H1 Avg (Jan–Jun) 435.5207

H2 Avg (Jul–Dec) 516.8895

Volatility Range Comparison

Volatility

The most volatile month in 2020 was December, with a trading range of 141.3845 CDF (High: 544.7084 / Low: 403.3240). On the other end, February was the most stable month, with a tight range of 10.4285 CDF (High: 437.3449 / Low: 426.9164).

December Spread (Volatile) ±141.3845

February Spread (Stable) ±10.4285

Growth Streaks & Declines

Trends

Between April and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 14.7703 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -14.7703

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 531.5080) against the same month in 2019 (average: 436.5758), the exchange rate shifted by +94.9322 (+21.74%).

2020 Avg (December) 531.5080

2019 Avg (December) 436.5758

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	446.3450	433.6635	440.8517
February	437.3449	426.9164	431.1992
March	448.2920	397.8926	425.5543
April	417.9246	402.6554	410.7841
May	456.2736	411.2350	430.6968
June	488.0981	461.4230	474.0380
July	529.6133	481.6332	501.2647
August	533.6153	519.9068	527.5483
September	532.8815	500.3130	516.9803
October	521.5078	471.3239	505.8027
November	525.9296	495.3193	518.2329
December	544.7084	403.3240	531.5080