YEARLY HIGH
657.0242 CDF
YEARLY LOW
590.0833 CDF
YEARLY AVERAGE
624.6645 CDF

2026 PLN to CDF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the PLN to CDF exchange rate experienced significant fluctuation. The market reached its absolute peak on January 27, valuing the pair at 657.0242. Conversely, the yearly low was recorded on March 10, dropping to 590.0833.

This high-to-low spread represents a total annual volatility of 66.9409 CDF. From a start-to-finish perspective, comparing the January average rate of 629.6740 to the December average rate of 607.2502, the exchange rate registered a net change of -3.56% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 657.0242 was down 18.66% compared to the 2025 peak of 807.7515, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 20,000 PLN based on timing:

Yearly Peak High 13,140,485 CDF
2025 Average 14,508,545 CDF
Yearly Trough Low 11,801,667 CDF
Transaction Impact: A difference of 1,338,818.42 CDF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

639.4529
604.3226
JanuMarcMayJuly

PLN to CDF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 627.5669, compared to 607.2502 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 20.3167 points.

H1 Avg (Jan–Jun) 627.5669
H2 Avg (Jul–Dec) 607.2502

Volatility Range Comparison

Volatility

The most volatile month in 2026 was January, with a trading range of 60.7248 CDF (High: 657.0242 / Low: 596.2994). On the other end, May was the most stable month, with a tight range of 17.4953 CDF (High: 640.6774 / Low: 623.1821).

January Spread (Volatile) ±60.7248
May Spread (Stable) ±17.4953

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2026. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 16.9285 points.

Longest Streak 1 Mo.
Sharpest MoM Drop -16.9285

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2026: 629.6740) against the same month in 2025 (average: 694.9795), the exchange rate shifted by -65.3055 (-9.40%).

2026 Avg (January) 629.6740
2025 Avg (January) 694.9795

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 657.0242 596.2994 629.6740
February 646.7881 593.5347 632.0134
March 629.6197 590.0833 615.0849
April 647.5460 620.5209 636.5254
May 640.6774 623.1821 629.2359
June 634.2465 602.2898 622.8676
July 615.7555 595.7713 607.2502