YEARLY HIGH
807.7515 CDF
YEARLY LOW
584.0127 CDF
YEARLY AVERAGE
725.4155 CDF

2025 PLN to CDF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the PLN to CDF exchange rate experienced significant fluctuation. The market reached its absolute peak on July 6, valuing the pair at 807.7515. Conversely, the yearly low was recorded on November 15, dropping to 584.0127.

This high-to-low spread represents a total annual volatility of 223.7388 CDF. From a start-to-finish perspective, comparing the January average rate of 694.9795 to the December average rate of 626.5267, the exchange rate registered a net change of -9.85% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 807.7515 was up 7.64% compared to the 2024 peak of 750.4339, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 20,000 PLN based on timing:

Yearly Peak High 16,155,029 CDF
2024 Average 14,147,449 CDF
Yearly Trough Low 11,680,254 CDF
Transaction Impact: A difference of 4,474,775.59 CDF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

815.3449
585.9970
JanuMarcMayJulySeptNove

PLN to CDF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 743.6718, compared to 707.1592 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 36.5126 points.

H1 Avg (Jan–Jun) 743.6718
H2 Avg (Jul–Dec) 707.1592

Volatility Range Comparison

Volatility

The most volatile month in 2025 was October, with a trading range of 132.3376 CDF (High: 722.5988 / Low: 590.2612). On the other end, August was the most stable month, with a tight range of 17.8788 CDF (High: 799.2659 / Low: 781.3870).

October Spread (Volatile) ±132.3376
August Spread (Stable) ±17.8788

Growth Streaks & Declines

Trends

Between January and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 140.4981 points.

Longest Streak 6 Mo.
Sharpest MoM Drop -140.4981

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2025: 796.2326) against the same month in 2024 (average: 720.9562), the exchange rate shifted by +75.2764 (+10.44%).

2025 Avg (July) 796.2326
2024 Avg (July) 720.9562

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 711.1932 683.8795 694.9795
February 728.2166 690.8449 713.8835
March 750.6134 710.4056 739.9727
April 775.8071 738.9589 762.9105
May 779.3992 750.7354 768.3580
June 804.2195 765.5979 781.9264
July 807.7515 774.4502 796.2326
August 799.2659 781.3870 791.5581
September 799.9854 723.7745 782.0133
October 722.5988 590.2612 641.5152
November 625.5633 584.0127 605.1093
December 637.2134 602.1168 626.5267