YEARLY HIGH
6.1712 CZK
YEARLY LOW
5.7242 CZK
YEARLY AVERAGE
5.9539 CZK

2020 PLN to CZK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the PLN to CZK exchange rate experienced significant fluctuation. The market reached its absolute peak on March 18, valuing the pair at 6.1712. Conversely, the yearly low was recorded on December 30, dropping to 5.7242.

This high-to-low spread represents a total annual volatility of 0.4470 CZK. From a start-to-finish perspective, comparing the January average rate of 5.9373 to the December average rate of 5.8723, the exchange rate registered a net change of -1.09% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 6.1712 was up 2.13% compared to the 2019 peak of 6.0423, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 20,000 PLN based on timing:

Yearly Peak High 123,424 CZK
2019 Average 119,470 CZK
Yearly Trough Low 114,484 CZK
Transaction Impact: A difference of 8,939.96 CZK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

6.0411
5.8434
JanuMarcMayJulySeptNove

PLN to CZK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 5.9688, compared to 5.9391 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0298 points.

H1 Avg (Jan–Jun) 5.9688
H2 Avg (Jul–Dec) 5.9391

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.2915 CZK (High: 6.1712 / Low: 5.8797). On the other end, July was the most stable month, with a tight range of 0.0397 CZK (High: 5.9785 / Low: 5.9388).

March Spread (Volatile) ±0.2915
July Spread (Stable) ±0.0397

Growth Streaks & Declines

Trends

Between February and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.1098 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.1098

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2020: 5.9915) against the same month in 2019 (average: 5.9749), the exchange rate shifted by +0.0165 (+0.28%).

2020 Avg (March) 5.9915
2019 Avg (March) 5.9749

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 5.9777 5.8699 5.9373
February 5.9078 5.8308 5.8599
March 6.1712 5.8797 5.9915
April 6.0686 5.9167 5.9993
May 6.1222 5.9523 6.0247
June 6.0740 5.9575 6.0003
July 5.9785 5.9388 5.9596
August 5.9732 5.9071 5.9436
September 6.0316 5.9319 5.9756
October 6.0974 5.9100 5.9965
November 5.9153 5.8360 5.8867
December 5.9493 5.7242 5.8723