YEARLY HIGH
5.9639 CZK
YEARLY LOW
4.8559 CZK
YEARLY AVERAGE
5.8326 CZK

2024 PLN to CZK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2024

During 2024, the PLN to CZK exchange rate experienced significant fluctuation. The market reached its absolute peak on July 15, valuing the pair at 5.9639. Conversely, the yearly low was recorded on January 1, dropping to 4.8559.

This high-to-low spread represents a total annual volatility of 1.1080 CZK. From a start-to-finish perspective, comparing the January average rate of 5.6409 to the December average rate of 5.8861, the exchange rate registered a net change of 4.35% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2024 high of 5.9639 was up 4.34% compared to the 2023 peak of 5.7160, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 20,000 PLN based on timing:

Yearly Peak High 119,278 CZK
2023 Average 105,868 CZK
Yearly Trough Low 97,119 CZK
Transaction Impact: A difference of 22,159.41 CZK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2024.

5.9339
5.6143
JanuMarcMayJulySeptNove

PLN to CZK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 5.7932, compared to 5.8720 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0788 points.

H1 Avg (Jan–Jun) 5.7932
H2 Avg (Jul–Dec) 5.8720

Volatility Range Comparison

Volatility

The most volatile month in 2024 was January, with a trading range of 0.8766 CZK (High: 5.7325 / Low: 4.8559). On the other end, December was the most stable month, with a tight range of 0.0568 CZK (High: 5.9166 / Low: 5.8597).

January Spread (Volatile) ±0.8766
December Spread (Stable) ±0.0568

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0785 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0785

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2024: 5.9073) against the same month in 2023 (average: 5.3763), the exchange rate shifted by +0.5310 (+9.88%).

2024 Avg (July) 5.9073
2023 Avg (July) 5.3763

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 5.7325 4.8559 5.6409
February 5.8876 5.7312 5.8375
March 5.9151 5.8355 5.8734
April 5.9634 5.7664 5.8738
May 5.8159 5.7588 5.7954
June 5.8093 5.6434 5.7379
July 5.9639 5.8271 5.9073
August 5.9129 5.8332 5.8682
September 5.8960 5.8383 5.8686
October 5.8992 5.8009 5.8608
November 5.8798 5.8083 5.8411
December 5.9166 5.8597 5.8861