YEARLY HIGH
5.8109 CZK
YEARLY LOW
5.4058 CZK
YEARLY AVERAGE
5.6194 CZK

2021 PLN to CZK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the PLN to CZK exchange rate experienced significant fluctuation. The market reached its absolute peak on February 25, valuing the pair at 5.8109. Conversely, the yearly low was recorded on November 22, dropping to 5.4058.

This high-to-low spread represents a total annual volatility of 0.4051 CZK. From a start-to-finish perspective, comparing the January average rate of 5.7630 to the December average rate of 5.4694, the exchange rate registered a net change of -5.09% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 5.8109 was down 5.84% compared to the 2020 peak of 6.1712, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 20,000 PLN based on timing:

Yearly Peak High 116,217 CZK
2020 Average 119,087 CZK
Yearly Trough Low 108,115 CZK
Transaction Impact: A difference of 8,101.71 CZK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

5.7933
5.4294
JanuMarcMayJulySeptNove

PLN to CZK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 5.6995, compared to 5.5394 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.1602 points.

H1 Avg (Jan–Jun) 5.6995
H2 Avg (Jul–Dec) 5.5394

Volatility Range Comparison

Volatility

The most volatile month in 2021 was March, with a trading range of 0.1794 CZK (High: 5.7718 / Low: 5.5925). On the other end, August was the most stable month, with a tight range of 0.0746 CZK (High: 5.6185 / Low: 5.5439).

March Spread (Volatile) ±0.1794
August Spread (Stable) ±0.0746

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2021. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.0938 points.

Longest Streak 1 Mo.
Sharpest MoM Drop -0.0938

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2021: 5.7559) against the same month in 2020 (average: 5.8599), the exchange rate shifted by -0.1039 (-1.77%).

2021 Avg (February) 5.7559
2020 Avg (February) 5.8599

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 5.8042 5.7196 5.7630
February 5.8109 5.7219 5.7559
March 5.7718 5.5925 5.6895
April 5.7415 5.6560 5.6867
May 5.6800 5.6049 5.6482
June 5.7118 5.6024 5.6538
July 5.6957 5.5601 5.6195
August 5.6185 5.5439 5.5746
September 5.6309 5.4964 5.5593
October 5.5838 5.5012 5.5535
November 5.5608 5.4058 5.4597
December 5.5523 5.4103 5.4694