YEARLY HIGH
3.7662 GHS
YEARLY LOW
1.2813 GHS
YEARLY AVERAGE
1.4034 GHS

2019 PLN to GHS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2019

During 2019, the PLN to GHS exchange rate experienced significant fluctuation. The market reached its absolute peak on May 19, valuing the pair at 3.7662. Conversely, the yearly low was recorded on January 4, dropping to 1.2813.

This high-to-low spread represents a total annual volatility of 2.4850 GHS. From a start-to-finish perspective, comparing the January average rate of 1.3045 to the December average rate of 1.4823, the exchange rate registered a net change of 13.63% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2019 high of 3.7662 was up 174.53% compared to the 2018 peak of 1.3719, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 20,000 PLN based on timing:

Yearly Peak High 75,325 GHS
2018 Average 25,941 GHS
Yearly Trough Low 25,625 GHS
Transaction Impact: A difference of 49,699.65 GHS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2019.

1.5001
1.2867
JanuMarcMayJulySeptNove

PLN to GHS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.3887, compared to 1.4182 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0295 points.

H1 Avg (Jan–Jun) 1.3887
H2 Avg (Jul–Dec) 1.4182

Volatility Range Comparison

Volatility

The most volatile month in 2019 was May, with a trading range of 2.4305 GHS (High: 3.7662 / Low: 1.3357). On the other end, November was the most stable month, with a tight range of 0.0224 GHS (High: 1.4423 / Low: 1.4198).

May Spread (Volatile) ±2.4305
November Spread (Stable) ±0.0224

Growth Streaks & Declines

Trends

Between September and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0680 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0680

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2019: 1.4321) against the same month in 2018 (average: 1.2608), the exchange rate shifted by +0.1713 (+13.58%).

2019 Avg (May) 1.4321
2018 Avg (May) 1.2608

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 1.3361 1.2813 1.3045
February 1.4410 1.3281 1.3829
March 1.4886 1.3379 1.4252
April 1.4130 1.3220 1.3571
May 3.7662 1.3357 1.4321
June 1.4609 1.4030 1.4305
July 1.4429 1.3931 1.4183
August 1.4047 1.3624 1.3881
September 1.4052 1.3516 1.3865
October 1.4418 1.3420 1.4034
November 1.4423 1.4198 1.4304
December 1.5057 1.4337 1.4823