YEARLY HIGH
4.1689 GHS
YEARLY LOW
2.7115 GHS
YEARLY AVERAGE
3.3598 GHS

2025 PLN to GHS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the PLN to GHS exchange rate experienced significant fluctuation. The market reached its absolute peak on April 21, valuing the pair at 4.1689. Conversely, the yearly low was recorded on June 7, dropping to 2.7115.

This high-to-low spread represents a total annual volatility of 1.4574 GHS. From a start-to-finish perspective, comparing the January average rate of 3.6400 to the December average rate of 3.1467, the exchange rate registered a net change of -13.55% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 4.1689 was up 0.61% compared to the 2024 peak of 4.1438, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 20,000 PLN based on timing:

Yearly Peak High 83,378 GHS
2024 Average 72,791 GHS
Yearly Trough Low 54,230 GHS
Transaction Impact: A difference of 29,148.52 GHS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

4.1853
2.6539
JanuMarcMayJulySeptNove

PLN to GHS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3.6540, compared to 3.0656 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.5884 points.

H1 Avg (Jan–Jun) 3.6540
H2 Avg (Jul–Dec) 3.0656

Volatility Range Comparison

Volatility

The most volatile month in 2025 was May, with a trading range of 1.2591 GHS (High: 4.0698 / Low: 2.8107). On the other end, July was the most stable month, with a tight range of 0.0874 GHS (High: 2.8911 / Low: 2.8037).

May Spread (Volatile) ±1.2591
July Spread (Stable) ±0.0874

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.8076 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.8076

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2025: 4.0577) against the same month in 2024 (average: 3.3488), the exchange rate shifted by +0.7089 (+21.17%).

2025 Avg (April) 4.0577
2024 Avg (April) 3.3488

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 3.7941 3.5303 3.6400
February 3.9343 3.7339 3.8556
March 4.0564 3.8365 4.0002
April 4.1689 3.8519 4.0577
May 4.0698 2.8107 3.5891
June 2.8745 2.7115 2.7815
July 2.8911 2.8037 2.8603
August 3.0635 2.8159 2.9472
September 3.4191 2.8647 3.2520
October 3.4765 2.9293 3.1800
November 3.0977 2.9418 3.0075
December 3.2119 2.9219 3.1467