2026 PLN to GHS Historical Review

YEARLY HIGH

3.2310 GHS

YEARLY LOW

2.8869 GHS

YEARLY AVERAGE

3.0314 GHS

2026 PLN to GHS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the PLN to GHS exchange rate experienced significant fluctuation. The market reached its absolute peak on June 4, valuing the pair at 3.2310. Conversely, the yearly low was recorded on March 8, dropping to 2.8869.

This high-to-low spread represents a total annual volatility of 0.3441 GHS. From a start-to-finish perspective, comparing the January average rate of 3.0005 to the December average rate of 3.1211, the exchange rate registered a net change of 4.02% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2026 high of 3.2310 was down 22.50% compared to the 2025 peak of 4.1689, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 20,000 PLN based on timing:

Yearly Peak High 64,619 GHS

2025 Average 67,133 GHS

Yearly Trough Low 57,738 GHS

Transaction Impact: A difference of 6,881.55 GHS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

3.1394

2.9197

JanuMarcMayJuly

PLN to GHS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3.0146, compared to 3.0818 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0672 points.

H1 Avg (Jan–Jun) 3.0146

H2 Avg (Jul–Dec) 3.0818

Volatility Range Comparison

Volatility

The most volatile month in 2026 was June, with a trading range of 0.2857 GHS (High: 3.2310 / Low: 2.9453). On the other end, August was the most stable month, with a tight range of 0.0028 GHS (High: 3.1226 / Low: 3.1197).

June Spread (Volatile) ±0.2857

August Spread (Stable) ±0.0028

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2026. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.1267 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.1267

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (June 2026: 3.0780) against the same month in 2025 (average: 2.7815), the exchange rate shifted by +0.2965 (+10.66%).

2026 Avg (June) 3.0780

2025 Avg (June) 2.7815

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	3.1278	2.9143	3.0005
February	3.1131	2.9775	3.0647
March	2.9748	2.8869	2.9380
April	3.0795	2.9556	3.0364
May	3.0929	2.9393	2.9702
June	3.2310	2.9453	3.0780
July	3.1101	3.0022	3.0424
August	3.1226	3.1197	3.1211