YEARLY HIGH
5614.2546 KMF
YEARLY LOW
105.7678 KMF
YEARLY AVERAGE
125.7154 KMF

2020 PLN to KMF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the PLN to KMF exchange rate experienced significant fluctuation. The market reached its absolute peak on December 15, valuing the pair at 5614.2546. Conversely, the yearly low was recorded on October 28, dropping to 105.7678.

This high-to-low spread represents a total annual volatility of 5508.4868 KMF. From a start-to-finish perspective, comparing the January average rate of 115.9253 to the December average rate of 287.5337, the exchange rate registered a net change of 148.03% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 5614.2546 was down 3.97% compared to the 2019 peak of 5846.1111, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 20,000 PLN based on timing:

Yearly Peak High 112,285,091 KMF
2019 Average 2,605,734 KMF
Yearly Trough Low 2,115,355 KMF
Transaction Impact: A difference of 110,169,736.16 KMF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

305.4500
90.4545
JanuMarcMayJulySeptNove

PLN to KMF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 111.7054, compared to 139.7253 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 28.0199 points.

H1 Avg (Jan–Jun) 111.7054
H2 Avg (Jul–Dec) 139.7253

Volatility Range Comparison

Volatility

The most volatile month in 2020 was December, with a trading range of 5506.7160 KMF (High: 5614.2546 / Low: 107.5386). On the other end, January was the most stable month, with a tight range of 1.9147 KMF (High: 116.6032 / Low: 114.6885).

December Spread (Volatile) ±5506.7160
January Spread (Stable) ±1.9147

Growth Streaks & Declines

Trends

Between April and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 3.6551 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -3.6551

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 287.5337) against the same month in 2019 (average: 115.3627), the exchange rate shifted by +172.1710 (+149.24%).

2020 Avg (December) 287.5337
2019 Avg (December) 115.3627

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 116.6032 114.6885 115.9253
February 115.9699 113.9168 115.0572
March 115.7719 106.3681 111.4021
April 109.7060 106.6080 108.3708
May 111.4655 107.5220 108.7917
June 112.3756 109.2622 110.6852
July 113.4500 109.4217 110.7996
August 113.2910 110.3141 111.7025
September 112.1881 107.4277 110.0833
October 110.3820 105.7678 108.5964
November 110.5575 106.4179 109.6364
December 5614.2546 107.5386 287.5337