2026 PLN to KMF Historical Review

YEARLY HIGH

118.1303 KMF

YEARLY LOW

113.0442 KMF

YEARLY AVERAGE

115.7175 KMF

2026 PLN to KMF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the PLN to KMF exchange rate experienced significant fluctuation. The market reached its absolute peak on January 24, valuing the pair at 118.1303. Conversely, the yearly low was recorded on July 19, dropping to 113.0442.

This high-to-low spread represents a total annual volatility of 5.0862 KMF. From a start-to-finish perspective, comparing the January average rate of 117.0862 to the December average rate of 114.4281, the exchange rate registered a net change of -2.27% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 118.1303 was down 1.68% compared to the 2025 peak of 120.1442, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 20,000 PLN based on timing:

Yearly Peak High 2,362,606 KMF

2025 Average 2,325,786 KMF

Yearly Trough Low 2,260,883 KMF

Transaction Impact: A difference of 101,723.16 KMF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

117.3830

113.8215

JanuMarcMayJuly

PLN to KMF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 116.1989, compared to 114.2732 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 1.9256 points.

H1 Avg (Jan–Jun) 116.1989

H2 Avg (Jul–Dec) 114.2732

Volatility Range Comparison

Volatility

The most volatile month in 2026 was March, with a trading range of 2.5191 KMF (High: 116.2234 / Low: 113.7043). On the other end, August was the most stable month, with a tight range of 0.0000 KMF (High: 114.4281 / Low: 114.4281).

March Spread (Volatile) ±2.5191

August Spread (Stable) ±0.0000

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 1.6573 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -1.6573

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2026: 117.0862) against the same month in 2025 (average: 115.9360), the exchange rate shifted by +1.1503 (+0.99%).

2026 Avg (January) 117.0862

2025 Avg (January) 115.9360

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	118.1303	116.5887	117.0862
February	117.5260	116.5896	116.9204
March	116.2234	113.7043	115.2631
April	117.0603	114.9511	115.9140
May	116.5211	116.1228	116.3887
June	116.5002	114.2761	115.6207
July	115.3085	113.0442	114.1183
August	114.4281	114.4281	114.4281