YEARLY HIGH
120.1442 KMF
YEARLY LOW
113.1879 KMF
YEARLY AVERAGE
116.3003 KMF

2025 PLN to KMF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the PLN to KMF exchange rate experienced significant fluctuation. The market reached its absolute peak on April 16, valuing the pair at 120.1442. Conversely, the yearly low was recorded on May 12, dropping to 113.1879.

This high-to-low spread represents a total annual volatility of 6.9564 KMF. From a start-to-finish perspective, comparing the January average rate of 115.9360 to the December average rate of 116.6794, the exchange rate registered a net change of 0.64% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 120.1442 was up 3.18% compared to the 2024 peak of 116.4407, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 20,000 PLN based on timing:

Yearly Peak High 2,402,885 KMF
2024 Average 2,286,528 KMF
Yearly Trough Low 2,263,758 KMF
Transaction Impact: A difference of 139,127.33 KMF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

118.3283
114.9855
JanuMarcMayJulySeptNove

PLN to KMF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 116.6487, compared to 115.9518 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.6969 points.

H1 Avg (Jan–Jun) 116.6487
H2 Avg (Jul–Dec) 115.9518

Volatility Range Comparison

Volatility

The most volatile month in 2025 was April, with a trading range of 6.3922 KMF (High: 120.1442 / Low: 113.7520). On the other end, July was the most stable month, with a tight range of 1.3564 KMF (High: 116.4773 / Low: 115.1209).

April Spread (Volatile) ±6.3922
July Spread (Stable) ±1.3564

Growth Streaks & Declines

Trends

Between August and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 1.8547 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -1.8547

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2025: 117.1188) against the same month in 2024 (average: 114.3410), the exchange rate shifted by +2.7778 (+2.43%).

2025 Avg (April) 117.1188
2024 Avg (April) 114.3410

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 117.4295 114.5882 115.9360
February 119.2144 116.2852 117.9161
March 120.0583 117.0353 118.0497
April 120.1442 113.7520 117.1188
May 116.6994 113.1879 115.2641
June 116.9886 114.7068 115.6077
July 116.4773 115.1209 115.8417
August 116.1593 113.6817 115.6321
September 116.9020 114.6711 115.6692
October 116.6914 115.1798 115.9291
November 117.4892 114.3569 115.9594
December 117.4391 115.9321 116.6794