YEARLY HIGH
112.7772 NGN
YEARLY LOW
96.5493 NGN
YEARLY AVERAGE
104.5274 NGN

2021 PLN to NGN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the PLN to NGN exchange rate experienced significant fluctuation. The market reached its absolute peak on June 1, valuing the pair at 112.7772. Conversely, the yearly low was recorded on March 27, dropping to 96.5493.

This high-to-low spread represents a total annual volatility of 16.2279 NGN. From a start-to-finish perspective, comparing the January average rate of 104.0474 to the December average rate of 100.7446, the exchange rate registered a net change of -3.17% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 112.7772 was up 5.60% compared to the 2020 peak of 106.7966, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 20,000 PLN based on timing:

Yearly Peak High 2,255,544 NGN
2020 Average 1,954,688 NGN
Yearly Trough Low 1,930,987 NGN
Transaction Impact: A difference of 324,557.31 NGN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

110.9058
99.3735
JanuMarcMayJulySeptNove

PLN to NGN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 105.0395, compared to 104.0154 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 1.0241 points.

H1 Avg (Jan–Jun) 105.0395
H2 Avg (Jul–Dec) 104.0154

Volatility Range Comparison

Volatility

The most volatile month in 2021 was May, with a trading range of 12.8588 NGN (High: 112.7034 / Low: 99.8447). On the other end, October was the most stable month, with a tight range of 1.5904 NGN (High: 104.4972 / Low: 102.9068).

May Spread (Volatile) ±12.8588
October Spread (Stable) ±1.5904

Growth Streaks & Declines

Trends

Between March and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 4.5499 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -4.5499

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (June 2021: 109.9448) against the same month in 2020 (average: 98.0893), the exchange rate shifted by +11.8555 (+12.09%).

2021 Avg (June) 109.9448
2020 Avg (June) 98.0893

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 107.3570 101.5101 104.0474
February 111.4338 101.7489 104.8844
March 105.6578 96.5493 100.3345
April 108.3099 97.3869 102.4560
May 112.7034 99.8447 108.5697
June 112.7772 106.8404 109.9448
July 108.4465 105.3665 106.6483
August 107.3968 104.8513 106.0313
September 108.4846 103.0647 106.0683
October 104.4972 102.9068 103.8003
November 104.1309 97.9804 100.7994
December 102.0866 99.5411 100.7446