2026 PLN to NGN Historical Review

YEARLY HIGH

403.1755 NGN

YEARLY LOW

358.9772 NGN

YEARLY AVERAGE

374.7779 NGN

2026 PLN to NGN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the PLN to NGN exchange rate experienced significant fluctuation. The market reached its absolute peak on January 1, valuing the pair at 403.1755. Conversely, the yearly low was recorded on July 29, dropping to 358.9772.

This high-to-low spread represents a total annual volatility of 44.1983 NGN. From a start-to-finish perspective, comparing the January average rate of 395.5879 to the December average rate of 364.6247, the exchange rate registered a net change of -7.83% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 403.1755 was down 6.82% compared to the 2025 peak of 432.7073, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 20,000 PLN based on timing:

Yearly Peak High 8,063,511 NGN

2025 Average 8,113,271 NGN

Yearly Trough Low 7,179,544 NGN

Transaction Impact: A difference of 883,966.38 NGN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

398.8372

359.8452

JanuMarcMayJuly

PLN to NGN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 378.4173, compared to 363.8596 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 14.5577 points.

H1 Avg (Jan–Jun) 378.4173

H2 Avg (Jul–Dec) 363.8596

Volatility Range Comparison

Volatility

The most volatile month in 2026 was March, with a trading range of 18.9831 NGN (High: 382.3723 / Low: 363.3892). On the other end, August was the most stable month, with a tight range of 1.0773 NGN (High: 365.1957 / Low: 364.1184).

March Spread (Volatile) ±18.9831

August Spread (Stable) ±1.0773

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 14.9250 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -14.9250

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2026: 395.5879) against the same month in 2025 (average: 378.0509), the exchange rate shifted by +17.5370 (+4.64%).

2026 Avg (January) 395.5879

2025 Avg (January) 378.0509

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	403.1755	389.9044	395.5879
February	391.6095	374.2967	380.6629
March	382.3723	363.3892	372.7258
April	379.0767	370.7343	374.2815
May	379.9825	377.3633	378.0994
June	377.3041	363.4234	369.1465
July	365.4436	358.9772	363.0945
August	365.1957	364.1184	364.6247