YEARLY HIGH
432.7073 NGN
YEARLY LOW
368.9541 NGN
YEARLY AVERAGE
405.5279 NGN

2025 PLN to NGN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the PLN to NGN exchange rate experienced significant fluctuation. The market reached its absolute peak on April 21, valuing the pair at 432.7073. Conversely, the yearly low was recorded on February 7, dropping to 368.9541.

This high-to-low spread represents a total annual volatility of 63.7532 NGN. From a start-to-finish perspective, comparing the January average rate of 378.0509 to the December average rate of 403.1763, the exchange rate registered a net change of 6.65% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 432.7073 was down 0.67% compared to the 2024 peak of 435.6391, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 20,000 PLN based on timing:

Yearly Peak High 8,654,146 NGN
2024 Average 7,390,740 NGN
Yearly Trough Low 7,379,082 NGN
Transaction Impact: A difference of 1,275,063.90 NGN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

428.2536
373.4870
JanuMarcMayJulySeptNove

PLN to NGN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 402.3154, compared to 408.7404 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 6.4250 points.

H1 Avg (Jan–Jun) 402.3154
H2 Avg (Jul–Dec) 408.7404

Volatility Range Comparison

Volatility

The most volatile month in 2025 was February, with a trading range of 46.5737 NGN (High: 415.5278 / Low: 368.9541). On the other end, November was the most stable month, with a tight range of 8.1727 NGN (High: 397.0764 / Low: 388.9037).

February Spread (Volatile) ±46.5737
November Spread (Stable) ±8.1727

Growth Streaks & Declines

Trends

Between January and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 12.8849 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -12.8849

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2025: 416.6099) against the same month in 2024 (average: 318.5912), the exchange rate shifted by +98.0188 (+30.77%).

2025 Avg (April) 416.6099
2024 Avg (April) 318.5912

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 388.0137 371.3622 378.0509
February 415.5278 368.9541 381.4933
March 404.3727 371.6519 394.2864
April 432.7073 393.4980 416.6099
May 427.2127 418.9946 423.6897
June 427.0450 414.4543 419.7622
July 426.2789 408.9622 420.4047
August 422.2414 409.7285 419.1762
September 422.1397 407.1204 414.2320
October 408.7845 392.4437 401.3471
November 397.0764 388.9037 394.1063
December 408.0592 397.1005 403.1763