YEARLY HIGH
0.4111 NZD
YEARLY LOW
0.3795 NZD
YEARLY AVERAGE
0.3954 NZD

2019 PLN to NZD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2019

During 2019, the PLN to NZD exchange rate experienced significant fluctuation. The market reached its absolute peak on October 16, valuing the pair at 0.4111. Conversely, the yearly low was recorded on February 15, dropping to 0.3795.

This high-to-low spread represents a total annual volatility of 0.0316 NZD. From a start-to-finish perspective, comparing the January average rate of 0.3926 to the December average rate of 0.3941, the exchange rate registered a net change of 0.39% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2019 high of 0.4111 was down 1.08% compared to the 2018 peak of 0.4156, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 20,000 PLN based on timing:

Yearly Peak High 8,223 NZD
2018 Average 8,013 NZD
Yearly Trough Low 7,590 NZD
Transaction Impact: A difference of 632.34 NZD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2019.

0.4080
0.3824
JanuMarcMayJulySeptNove

PLN to NZD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.3918, compared to 0.3991 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0073 points.

H1 Avg (Jan–Jun) 0.3918
H2 Avg (Jul–Dec) 0.3991

Volatility Range Comparison

Volatility

The most volatile month in 2019 was November, with a trading range of 0.0114 NZD (High: 0.4085 / Low: 0.3971). On the other end, May was the most stable month, with a tight range of 0.0051 NZD (High: 0.3991 / Low: 0.3940).

November Spread (Volatile) ±0.0114
May Spread (Stable) ±0.0051

Growth Streaks & Declines

Trends

Between March and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.0093 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0093

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (October 2019: 0.4059) against the same month in 2018 (average: 0.4090), the exchange rate shifted by -0.0031 (-0.75%).

2019 Avg (October) 0.4059
2018 Avg (October) 0.4090

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.3982 0.3884 0.3926
February 0.3907 0.3795 0.3846
March 0.3887 0.3804 0.3846
April 0.3936 0.3841 0.3904
May 0.3991 0.3940 0.3969
June 0.4057 0.3962 0.4016
July 0.3990 0.3902 0.3941
August 0.4020 0.3923 0.3978
September 0.4043 0.3951 0.3989
October 0.4111 0.4000 0.4059
November 0.4085 0.3971 0.4035
December 0.3984 0.3903 0.3941