YEARLY HIGH
0.4344 NZD
YEARLY LOW
0.3437 NZD
YEARLY AVERAGE
0.4154 NZD

2024 PLN to NZD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2024

During 2024, the PLN to NZD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 26, valuing the pair at 0.4344. Conversely, the yearly low was recorded on January 1, dropping to 0.3437.

This high-to-low spread represents a total annual volatility of 0.0906 NZD. From a start-to-finish perspective, comparing the January average rate of 0.4033 to the December average rate of 0.4275, the exchange rate registered a net change of 6.02% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2024 high of 0.4344 was up 4.24% compared to the 2023 peak of 0.4167, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 20,000 PLN based on timing:

Yearly Peak High 8,688 NZD
2023 Average 7,773 NZD
Yearly Trough Low 6,875 NZD
Transaction Impact: A difference of 1,812.86 NZD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2024.

0.4300
0.4008
JanuMarcMayJulySeptNove

PLN to NZD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.4111, compared to 0.4197 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0086 points.

H1 Avg (Jan–Jun) 0.4111
H2 Avg (Jul–Dec) 0.4197

Volatility Range Comparison

Volatility

The most volatile month in 2024 was January, with a trading range of 0.0668 NZD (High: 0.4106 / Low: 0.3437). On the other end, May was the most stable month, with a tight range of 0.0067 NZD (High: 0.4194 / Low: 0.4127).

January Spread (Volatile) ±0.0668
May Spread (Stable) ±0.0067

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0099 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0099

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2024: 0.4275) against the same month in 2023 (average: 0.4048), the exchange rate shifted by +0.0227 (+5.61%).

2024 Avg (December) 0.4275
2023 Avg (December) 0.4048

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.4106 0.3437 0.4033
February 0.4124 0.4041 0.4073
March 0.4213 0.4111 0.4154
April 0.4225 0.4128 0.4185
May 0.4194 0.4127 0.4159
June 0.4129 0.3975 0.4060
July 0.4314 0.4100 0.4203
August 0.4280 0.4129 0.4223
September 0.4205 0.4098 0.4172
October 0.4196 0.4108 0.4155
November 0.4233 0.4095 0.4152
December 0.4344 0.4152 0.4275