2020 PLN to NZD Historical Review

YEARLY HIGH

0.4262 NZD

YEARLY LOW

0.3721 NZD

YEARLY AVERAGE

0.3954 NZD

2020 PLN to NZD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the PLN to NZD exchange rate experienced significant fluctuation. The market reached its absolute peak on March 18, valuing the pair at 0.4262. Conversely, the yearly low was recorded on December 30, dropping to 0.3721.

This high-to-low spread represents a total annual volatility of 0.0540 NZD. From a start-to-finish perspective, comparing the January average rate of 0.3953 to the December average rate of 0.3832, the exchange rate registered a net change of -3.07% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.4262 was up 3.65% compared to the 2019 peak of 0.4111, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 20,000 PLN based on timing:

Yearly Peak High 8,523 NZD

2019 Average 7,910 NZD

Yearly Trough Low 7,443 NZD

Transaction Impact: A difference of 1,080.12 NZD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.4160

0.3802

JanuMarcMayJulySeptNove

PLN to NZD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.3990, compared to 0.3917 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0073 points.

H1 Avg (Jan–Jun) 0.3990

H2 Avg (Jul–Dec) 0.3917

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0235 NZD (High: 0.4262 / Low: 0.4027). On the other end, January was the most stable month, with a tight range of 0.0081 NZD (High: 0.3995 / Low: 0.3914).

March Spread (Volatile) ±0.0235

January Spread (Stable) ±0.0081

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0151 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0151

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2020: 0.4130) against the same month in 2019 (average: 0.3846), the exchange rate shifted by +0.0284 (+7.39%).

2020 Avg (March) 0.4130

2019 Avg (March) 0.3846

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.3995	0.3914	0.3953
February	0.4072	0.3952	0.3991
March	0.4262	0.4027	0.4130
April	0.4037	0.3896	0.3979
May	0.4037	0.3875	0.3960
June	0.4023	0.3892	0.3927
July	0.4024	0.3846	0.3910
August	0.4141	0.4014	0.4068
September	0.4014	0.3876	0.3950
October	0.3993	0.3809	0.3907
November	0.3897	0.3791	0.3836
December	0.3885	0.3721	0.3832