YEARLY HIGH
4.0002 SZL
YEARLY LOW
3.5277 SZL
YEARLY AVERAGE
3.7620 SZL

2019 PLN to SZL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2019

During 2019, the PLN to SZL exchange rate experienced significant fluctuation. The market reached its absolute peak on August 12, valuing the pair at 4.0002. Conversely, the yearly low was recorded on February 7, dropping to 3.5277.

This high-to-low spread represents a total annual volatility of 0.4725 SZL. From a start-to-finish perspective, comparing the January average rate of 3.6958 to the December average rate of 3.7503, the exchange rate registered a net change of 1.47% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2019 high of 4.0002 was down 4.04% compared to the 2018 peak of 4.1685, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 20,000 PLN based on timing:

Yearly Peak High 80,005 SZL
2018 Average 73,219 SZL
Yearly Trough Low 70,554 SZL
Transaction Impact: A difference of 9,450.88 SZL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2019.

3.8949
3.5993
JanuMarcMayJulySeptNove

PLN to SZL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3.7375, compared to 3.7865 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0490 points.

H1 Avg (Jan–Jun) 3.7375
H2 Avg (Jul–Dec) 3.7865

Volatility Range Comparison

Volatility

The most volatile month in 2019 was August, with a trading range of 0.3464 SZL (High: 4.0002 / Low: 3.6539). On the other end, April was the most stable month, with a tight range of 0.0815 SZL (High: 3.7607 / Low: 3.6791).

August Spread (Volatile) ±0.3464
April Spread (Stable) ±0.0815

Growth Streaks & Declines

Trends

Between April and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.1751 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.1751

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2019: 3.8642) against the same month in 2018 (average: 3.7751), the exchange rate shifted by +0.0891 (+2.36%).

2019 Avg (August) 3.8642
2018 Avg (August) 3.7751

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 3.8342 3.5826 3.6958
February 3.7124 3.5277 3.6239
March 3.8563 3.6932 3.7746
April 3.7607 3.6791 3.7049
May 3.8074 3.6851 3.7556
June 3.9985 3.7807 3.8703
July 3.7740 3.6365 3.6952
August 4.0002 3.6539 3.8642
September 3.8465 3.7066 3.7529
October 3.8908 3.7768 3.8358
November 3.9756 3.7309 3.8209
December 3.8422 3.6734 3.7503