YEARLY HIGH
3.9882 SZL
YEARLY LOW
3.3453 SZL
YEARLY AVERAGE
3.6730 SZL

2022 PLN to SZL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2022

During 2022, the PLN to SZL exchange rate experienced significant fluctuation. The market reached its absolute peak on December 18, valuing the pair at 3.9882. Conversely, the yearly low was recorded on March 7, dropping to 3.3453.

This high-to-low spread represents a total annual volatility of 0.6429 SZL. From a start-to-finish perspective, comparing the January average rate of 3.8475 to the December average rate of 3.9066, the exchange rate registered a net change of 1.54% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2022 high of 3.9882 was down 4.07% compared to the 2021 peak of 4.1576, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 20,000 PLN based on timing:

Yearly Peak High 79,764 SZL
2021 Average 76,541 SZL
Yearly Trough Low 66,907 SZL
Transaction Impact: A difference of 12,857.13 SZL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2022.

3.9497
3.4327
JanuMarcMayJulySeptNove

PLN to SZL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3.6339, compared to 3.7122 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0783 points.

H1 Avg (Jan–Jun) 3.6339
H2 Avg (Jul–Dec) 3.7122

Volatility Range Comparison

Volatility

The most volatile month in 2022 was February, with a trading range of 0.3032 SZL (High: 3.9090 / Low: 3.6058). On the other end, August was the most stable month, with a tight range of 0.0915 SZL (High: 3.6326 / Low: 3.5410).

February Spread (Volatile) ±0.3032
August Spread (Stable) ±0.0915

Growth Streaks & Declines

Trends

Between August and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.3088 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -0.3088

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2022: 3.9066) against the same month in 2021 (average: 3.8893), the exchange rate shifted by +0.0173 (+0.44%).

2022 Avg (December) 3.9066
2021 Avg (December) 3.8893

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 3.9591 3.7155 3.8475
February 3.9090 3.6058 3.7846
March 3.6163 3.3453 3.4758
April 3.6246 3.4031 3.4879
May 3.6746 3.5459 3.6172
June 3.6497 3.5171 3.5903
July 3.6777 3.5018 3.5958
August 3.6326 3.5410 3.5853
September 3.7666 3.5964 3.6645
October 3.8553 3.5791 3.7150
November 3.8597 3.7473 3.8060
December 3.9882 3.8076 3.9066