YEARLY HIGH
4.7368 SZL
YEARLY LOW
3.6847 SZL
YEARLY AVERAGE
4.2199 SZL

2020 PLN to SZL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the PLN to SZL exchange rate experienced significant fluctuation. The market reached its absolute peak on August 18, valuing the pair at 4.7368. Conversely, the yearly low was recorded on January 4, dropping to 3.6847.

This high-to-low spread represents a total annual volatility of 1.0521 SZL. From a start-to-finish perspective, comparing the January average rate of 3.7523 to the December average rate of 4.0518, the exchange rate registered a net change of 7.98% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 4.7368 was up 18.41% compared to the 2019 peak of 4.0002, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 20,000 PLN based on timing:

Yearly Peak High 94,736 SZL
2019 Average 75,258 SZL
Yearly Trough Low 73,693 SZL
Transaction Impact: A difference of 21,042.39 SZL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

4.7087
3.6654
JanuMarcMayJulySeptNove

PLN to SZL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 4.1458, compared to 4.2941 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.1483 points.

H1 Avg (Jan–Jun) 4.1458
H2 Avg (Jul–Dec) 4.2941

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.4434 SZL (High: 4.3459 / Low: 3.9025). On the other end, February was the most stable month, with a tight range of 0.1084 SZL (High: 3.8913 / Low: 3.7830).

March Spread (Volatile) ±0.4434
February Spread (Stable) ±0.1084

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.2126 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.2126

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2020: 4.6218) against the same month in 2019 (average: 3.8642), the exchange rate shifted by +0.7575 (+19.60%).

2020 Avg (August) 4.6218
2019 Avg (August) 3.8642

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 3.8150 3.6847 3.7523
February 3.8913 3.7830 3.8227
March 4.3459 3.9025 4.1465
April 4.5473 4.2632 4.4367
May 4.4832 4.2627 4.3805
June 4.4226 4.2224 4.3358
July 4.4587 4.2305 4.3163
August 4.7368 4.4421 4.6218
September 4.5207 4.2975 4.4091
October 4.3842 4.1202 4.2713
November 4.1956 4.0305 4.0942
December 4.1682 3.9301 4.0518