2014 QAR to SAR Historical Review

YEARLY HIGH

1.0327 SAR

YEARLY LOW

1.0286 SAR

YEARLY AVERAGE

1.0301 SAR

2014 QAR to SAR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the QAR to SAR exchange rate experienced significant fluctuation. The market reached its absolute peak on November 6, valuing the pair at 1.0327. Conversely, the yearly low was recorded on September 28, dropping to 1.0286.

This high-to-low spread represents a total annual volatility of 0.0040 SAR. From a start-to-finish perspective, comparing the January average rate of 1.0299 to the December average rate of 1.0307, the exchange rate registered a net change of 0.08% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2014 high of 1.0327 was down 0.03% compared to the 2013 peak of 1.0330, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 QAR based on timing:

Yearly Peak High 5,163 SAR

2013 Average 5,150 SAR

Yearly Trough Low 5,143 SAR

Transaction Impact: A difference of 20.11 SAR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

1.0308

1.0298

JanuMarcMayJulySeptNove

QAR to SAR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.0300, compared to 1.0302 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0002 points.

H1 Avg (Jan–Jun) 1.0300

H2 Avg (Jul–Dec) 1.0302

Volatility Range Comparison

Volatility

The most volatile month in 2014 was November, with a trading range of 0.0029 SAR (High: 1.0327 / Low: 1.0298). On the other end, May was the most stable month, with a tight range of 0.0003 SAR (High: 1.0303 / Low: 1.0300).

November Spread (Volatile) ±0.0029

May Spread (Stable) ±0.0003

Growth Streaks & Declines

Trends

Between March and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0001 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0001

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2014: 1.0304) against the same month in 2013 (average: 1.0301), the exchange rate shifted by +0.0003 (+0.03%).

2014 Avg (November) 1.0304

2013 Avg (November) 1.0301

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.0301	1.0296	1.0299
February	1.0312	1.0292	1.0300
March	1.0302	1.0298	1.0299
April	1.0304	1.0299	1.0300
May	1.0303	1.0300	1.0302
June	1.0304	1.0300	1.0302
July	1.0303	1.0300	1.0302
August	1.0309	1.0298	1.0300
September	1.0306	1.0286	1.0299
October	1.0318	1.0291	1.0302
November	1.0327	1.0298	1.0304
December	1.0309	1.0303	1.0307