2015 QAR to SAR Historical Review

YEARLY HIGH

1.0337 SAR

YEARLY LOW

1.0258 SAR

YEARLY AVERAGE

1.0303 SAR

2015 QAR to SAR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the QAR to SAR exchange rate experienced significant fluctuation. The market reached its absolute peak on January 25, valuing the pair at 1.0337. Conversely, the yearly low was recorded on June 29, dropping to 1.0258.

This high-to-low spread represents a total annual volatility of 0.0079 SAR. From a start-to-finish perspective, comparing the January average rate of 1.0316 to the December average rate of 1.0305, the exchange rate registered a net change of -0.11% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2015 high of 1.0337 was up 0.10% compared to the 2014 peak of 1.0327, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 QAR based on timing:

Yearly Peak High 5,169 SAR

2014 Average 5,151 SAR

Yearly Trough Low 5,129 SAR

Transaction Impact: A difference of 39.65 SAR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

1.0317

1.0297

JanuMarcMayJulySeptNove

QAR to SAR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.0304, compared to 1.0301 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0003 points.

H1 Avg (Jan–Jun) 1.0304

H2 Avg (Jul–Dec) 1.0301

Volatility Range Comparison

Volatility

The most volatile month in 2015 was June, with a trading range of 0.0047 SAR (High: 1.0305 / Low: 1.0258). On the other end, July was the most stable month, with a tight range of 0.0006 SAR (High: 1.0301 / Low: 1.0294).

June Spread (Volatile) ±0.0047

July Spread (Stable) ±0.0006

Growth Streaks & Declines

Trends

Between October and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0012 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0012

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2015: 1.0316) against the same month in 2014 (average: 1.0299), the exchange rate shifted by +0.0016 (+0.16%).

2015 Avg (January) 1.0316

2014 Avg (January) 1.0299

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.0337	1.0307	1.0316
February	1.0320	1.0299	1.0304
March	1.0303	1.0292	1.0300
April	1.0314	1.0298	1.0303
May	1.0313	1.0299	1.0303
June	1.0305	1.0258	1.0299
July	1.0301	1.0294	1.0299
August	1.0304	1.0296	1.0300
September	1.0306	1.0295	1.0300
October	1.0304	1.0296	1.0299
November	1.0314	1.0297	1.0304
December	1.0312	1.0300	1.0305