2020 QAR to SAR Historical Review

YEARLY HIGH

1.0353 SAR

YEARLY LOW

1.0242 SAR

YEARLY AVERAGE

1.0306 SAR

2020 QAR to SAR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the QAR to SAR exchange rate experienced significant fluctuation. The market reached its absolute peak on March 29, valuing the pair at 1.0353. Conversely, the yearly low was recorded on May 25, dropping to 1.0242.

This high-to-low spread represents a total annual volatility of 0.0111 SAR. From a start-to-finish perspective, comparing the January average rate of 1.0304 to the December average rate of 1.0302, the exchange rate registered a net change of -0.02% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 1.0353 was up 0.10% compared to the 2019 peak of 1.0343, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 QAR based on timing:

Yearly Peak High 5,176 SAR

2019 Average 5,151 SAR

Yearly Trough Low 5,121 SAR

Transaction Impact: A difference of 55.36 SAR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

1.0330

1.0295

JanuMarcMayJulySeptNove

QAR to SAR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.0311, compared to 1.0301 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0010 points.

H1 Avg (Jan–Jun) 1.0311

H2 Avg (Jul–Dec) 1.0301

Volatility Range Comparison

Volatility

The most volatile month in 2020 was May, with a trading range of 0.0087 SAR (High: 1.0329 / Low: 1.0242). On the other end, November was the most stable month, with a tight range of 0.0003 SAR (High: 1.0302 / Low: 1.0299).

May Spread (Volatile) ±0.0087

November Spread (Stable) ±0.0003

Growth Streaks & Declines

Trends

Between February and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0012 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0012

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2020: 1.0314) against the same month in 2019 (average: 1.0301), the exchange rate shifted by +0.0013 (+0.12%).

2020 Avg (March) 1.0314

2019 Avg (March) 1.0301

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.0309	1.0302	1.0304
February	1.0308	1.0300	1.0303
March	1.0353	1.0302	1.0314
April	1.0338	1.0308	1.0327
May	1.0329	1.0242	1.0315
June	1.0313	1.0302	1.0306
July	1.0306	1.0300	1.0302
August	1.0309	1.0270	1.0298
September	1.0306	1.0300	1.0302
October	1.0310	1.0298	1.0302
November	1.0302	1.0299	1.0301
December	1.0307	1.0279	1.0302