2012 RON to HRK Historical Review

YEARLY HIGH

1.7510 HRK

YEARLY LOW

1.6191 HRK

YEARLY AVERAGE

1.6880 HRK

2012 RON to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the RON to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on January 16, valuing the pair at 1.7510. Conversely, the yearly low was recorded on July 24, dropping to 1.6191.

This high-to-low spread represents a total annual volatility of 0.1319 HRK. From a start-to-finish perspective, comparing the January average rate of 1.7407 to the December average rate of 1.6805, the exchange rate registered a net change of -3.46% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2012 high of 1.7510 was down 3.26% compared to the 2011 peak of 1.8101, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 RON based on timing:

Yearly Peak High 8,755 HRK

2011 Average 8,777 HRK

Yearly Trough Low 8,096 HRK

Transaction Impact: A difference of 659.45 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

1.7525

1.6361

JanuMarcMayJulySeptNove

RON to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.7185, compared to 1.6576 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0610 points.

H1 Avg (Jan–Jun) 1.7185

H2 Avg (Jul–Dec) 1.6576

Volatility Range Comparison

Volatility

The most volatile month in 2012 was July, with a trading range of 0.0698 HRK (High: 1.6889 / Low: 1.6191). On the other end, June was the most stable month, with a tight range of 0.0110 HRK (High: 1.6948 / Low: 1.6838).

July Spread (Volatile) ±0.0698

June Spread (Stable) ±0.0110

Growth Streaks & Declines

Trends

Between October and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0426 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0426

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2012: 1.7407) against the same month in 2011 (average: 1.7351), the exchange rate shifted by +0.0056 (+0.33%).

2012 Avg (January) 1.7407

2011 Avg (January) 1.7351

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.7510	1.7281	1.7407
February	1.7502	1.7340	1.7428
March	1.7404	1.7149	1.7267
April	1.7224	1.6997	1.7128
May	1.7073	1.6904	1.6979
June	1.6948	1.6838	1.6904
July	1.6889	1.6191	1.6478
August	1.6806	1.6223	1.6560
September	1.6694	1.6352	1.6501
October	1.6579	1.6342	1.6458
November	1.6753	1.6588	1.6650
December	1.7076	1.6565	1.6805