YEARLY HIGH
1.5631 HRK
YEARLY LOW
1.5151 HRK
YEARLY AVERAGE
1.5282 HRK

2022 RON to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2022

During 2022, the RON to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on September 2, valuing the pair at 1.5631. Conversely, the yearly low was recorded on September 26, dropping to 1.5151.

This high-to-low spread represents a total annual volatility of 0.0481 HRK. From a start-to-finish perspective, comparing the January average rate of 1.5217 to the December average rate of 1.5335, the exchange rate registered a net change of 0.78% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2022 high of 1.5631 was up 0.31% compared to the 2021 peak of 1.5583, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 RON based on timing:

Yearly Peak High 7,816 HRK
2021 Average 7,651 HRK
Yearly Trough Low 7,575 HRK
Transaction Impact: A difference of 240.34 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2022.

1.5381
1.5202
JanuMarcMayJulySeptNove

RON to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.5250, compared to 1.5314 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0064 points.

H1 Avg (Jan–Jun) 1.5250
H2 Avg (Jul–Dec) 1.5314

Volatility Range Comparison

Volatility

The most volatile month in 2022 was September, with a trading range of 0.0481 HRK (High: 1.5631 / Low: 1.5151). On the other end, January was the most stable month, with a tight range of 0.0050 HRK (High: 1.5242 / Low: 1.5192).

September Spread (Volatile) ±0.0481
January Spread (Stable) ±0.0050

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0049 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.0049

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2022: 1.5327) against the same month in 2021 (average: 1.5151), the exchange rate shifted by +0.0176 (+1.16%).

2022 Avg (September) 1.5327
2021 Avg (September) 1.5151

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 1.5242 1.5192 1.5217
February 1.5300 1.5196 1.5238
March 1.5327 1.5258 1.5297
April 1.5371 1.5240 1.5289
May 1.5305 1.5205 1.5240
June 1.5259 1.5153 1.5220
July 1.5287 1.5189 1.5225
August 1.5516 1.5228 1.5366
September 1.5631 1.5151 1.5327
October 1.5471 1.5186 1.5281
November 1.5464 1.5201 1.5348
December 1.5418 1.5224 1.5335