2019 RON to HRK Historical Review

YEARLY HIGH

1.5970 HRK

YEARLY LOW

1.5483 HRK

YEARLY AVERAGE

1.5632 HRK

2019 RON to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2019

During 2019, the RON to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on January 6, valuing the pair at 1.5970. Conversely, the yearly low was recorded on November 27, dropping to 1.5483.

This high-to-low spread represents a total annual volatility of 0.0487 HRK. From a start-to-finish perspective, comparing the January average rate of 1.5788 to the December average rate of 1.5574, the exchange rate registered a net change of -1.35% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2019 high of 1.5970 was down 0.76% compared to the 2018 peak of 1.6092, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 RON based on timing:

Yearly Peak High 7,985 HRK

2018 Average 7,970 HRK

Yearly Trough Low 7,741 HRK

Transaction Impact: A difference of 243.60 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2019.

1.5809

1.5553

JanuMarcMayJulySeptNove

RON to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.5647, compared to 1.5616 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0032 points.

H1 Avg (Jan–Jun) 1.5647

H2 Avg (Jul–Dec) 1.5616

Volatility Range Comparison

Volatility

The most volatile month in 2019 was January, with a trading range of 0.0415 HRK (High: 1.5970 / Low: 1.5555). On the other end, December was the most stable month, with a tight range of 0.0067 HRK (High: 1.5620 / Low: 1.5553).

January Spread (Volatile) ±0.0415

December Spread (Stable) ±0.0067

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2019. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0178 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0178

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2019: 1.5788) against the same month in 2018 (average: 1.5983), the exchange rate shifted by -0.0196 (-1.22%).

2019 Avg (January) 1.5788

2018 Avg (January) 1.5983

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.5970	1.5555	1.5788
February	1.5671	1.5573	1.5609
March	1.5682	1.5528	1.5607
April	1.5655	1.5572	1.5620
May	1.5639	1.5525	1.5588
June	1.5723	1.5581	1.5672
July	1.5708	1.5597	1.5633
August	1.5776	1.5544	1.5637
September	1.5674	1.5549	1.5614
October	1.5688	1.5602	1.5643
November	1.5680	1.5483	1.5594
December	1.5620	1.5553	1.5574