2020 RSD to GMD Historical Review

YEARLY HIGH

0.5417 GMD

YEARLY LOW

0.4616 GMD

YEARLY AVERAGE

0.4998 GMD

2020 RSD to GMD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the RSD to GMD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 30, valuing the pair at 0.5417. Conversely, the yearly low was recorded on March 19, dropping to 0.4616.

This high-to-low spread represents a total annual volatility of 0.0801 GMD. From a start-to-finish perspective, comparing the January average rate of 0.4834 to the December average rate of 0.5358, the exchange rate registered a net change of 10.84% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.5417 was up 10.77% compared to the 2019 peak of 0.4890, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 RSD based on timing:

Yearly Peak High 2,708 GMD

2019 Average 2,380 GMD

Yearly Trough Low 2,308 GMD

Transaction Impact: A difference of 400.70 GMD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.5422

0.4649

JanuMarcMayJulySeptNove

RSD to GMD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.4797, compared to 0.5199 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0403 points.

H1 Avg (Jan–Jun) 0.4797

H2 Avg (Jul–Dec) 0.5199

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0321 GMD (High: 0.4937 / Low: 0.4616). On the other end, August was the most stable month, with a tight range of 0.0091 GMD (High: 0.5261 / Low: 0.5170).

March Spread (Volatile) ±0.0321

August Spread (Stable) ±0.0091

Growth Streaks & Declines

Trends

Between April and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0096 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0096

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 0.5358) against the same month in 2019 (average: 0.4853), the exchange rate shifted by +0.0505 (+10.40%).

2020 Avg (December) 0.5358

2019 Avg (December) 0.4853

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.4890	0.4786	0.4834
February	0.4809	0.4667	0.4738
March	0.4937	0.4616	0.4790
April	0.4769	0.4671	0.4714
May	0.4863	0.4695	0.4765
June	0.4986	0.4873	0.4939
July	0.5230	0.4927	0.5042
August	0.5261	0.5170	0.5211
September	0.5252	0.5117	0.5189
October	0.5220	0.5126	0.5179
November	0.5267	0.5125	0.5216
December	0.5417	0.5314	0.5358