2020 RSD to NPR Historical Review

YEARLY HIGH

1.2320 NPR

YEARLY LOW

1.0482 NPR

YEARLY AVERAGE

1.1503 NPR

2020 RSD to NPR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the RSD to NPR exchange rate experienced significant fluctuation. The market reached its absolute peak on December 21, valuing the pair at 1.2320. Conversely, the yearly low was recorded on February 19, dropping to 1.0482.

This high-to-low spread represents a total annual volatility of 0.1837 NPR. From a start-to-finish perspective, comparing the January average rate of 1.0764 to the December average rate of 1.2194, the exchange rate registered a net change of 13.29% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 1.2320 was up 11.22% compared to the 2019 peak of 1.1078, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 RSD based on timing:

Yearly Peak High 6,160 NPR

2019 Average 5,348 NPR

Yearly Trough Low 5,241 NPR

Transaction Impact: A difference of 918.75 NPR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

1.2352

1.0458

JanuMarcMayJulySeptNove

RSD to NPR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.1108, compared to 1.1898 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0790 points.

H1 Avg (Jan–Jun) 1.1108

H2 Avg (Jul–Dec) 1.1898

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0687 NPR (High: 1.1476 / Low: 1.0789). On the other end, September was the most stable month, with a tight range of 0.0207 NPR (High: 1.1863 / Low: 1.1656).

March Spread (Volatile) ±0.0687

September Spread (Stable) ±0.0207

Growth Streaks & Declines

Trends

Between May and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0225 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0225

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 1.2194) against the same month in 2019 (average: 1.0766), the exchange rate shifted by +0.1428 (+13.26%).

2020 Avg (December) 1.2194

2019 Avg (December) 1.0766

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.0954	1.0676	1.0764
February	1.0789	1.0482	1.0616
March	1.1476	1.0789	1.1185
April	1.1390	1.1150	1.1259
May	1.1430	1.1093	1.1224
June	1.1745	1.1427	1.1599
July	1.2072	1.1419	1.1681
August	1.2101	1.1853	1.1997
September	1.1863	1.1656	1.1773
October	1.1886	1.1676	1.1774
November	1.2055	1.1794	1.1969
December	1.2320	1.2096	1.2194