2012 RUB to HTG Historical Review

YEARLY HIGH

1.4311 HTG

YEARLY LOW

1.2469 HTG

YEARLY AVERAGE

1.3434 HTG

2012 RUB to HTG Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the RUB to HTG exchange rate experienced significant fluctuation. The market reached its absolute peak on April 25, valuing the pair at 1.4311. Conversely, the yearly low was recorded on June 1, dropping to 1.2469.

This high-to-low spread represents a total annual volatility of 0.1842 HTG. From a start-to-finish perspective, comparing the January average rate of 1.2908 to the December average rate of 1.3720, the exchange rate registered a net change of 6.29% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 1.4311 was down 4.32% compared to the 2011 peak of 1.4957, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 RUB based on timing:

Yearly Peak High 7,156 HTG

2011 Average 6,920 HTG

Yearly Trough Low 6,235 HTG

Transaction Impact: A difference of 920.83 HTG purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

1.4168

1.2679

JanuMarcMayJulySeptNove

RUB to HTG Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.3499, compared to 1.3370 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0129 points.

H1 Avg (Jan–Jun) 1.3499

H2 Avg (Jul–Dec) 1.3370

Volatility Range Comparison

Volatility

The most volatile month in 2012 was May, with a trading range of 0.1631 HTG (High: 1.4298 / Low: 1.2667). On the other end, December was the most stable month, with a tight range of 0.0241 HTG (High: 1.3869 / Low: 1.3628).

May Spread (Volatile) ±0.1631

December Spread (Stable) ±0.0241

Growth Streaks & Declines

Trends

Between June and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0825 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0825

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2012: 1.4044) against the same month in 2011 (average: 1.4482), the exchange rate shifted by -0.0438 (-3.02%).

2012 Avg (April) 1.4044

2011 Avg (April) 1.4482

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.3461	1.2528	1.2908
February	1.4057	1.3354	1.3582
March	1.4166	1.3837	1.4026
April	1.4311	1.3813	1.4044
May	1.4298	1.2667	1.3628
June	1.3040	1.2469	1.2803
July	1.3188	1.2742	1.2965
August	1.3336	1.2994	1.3160
September	1.3765	1.2976	1.3401
October	1.3718	1.3377	1.3548
November	1.3662	1.3281	1.3425
December	1.3869	1.3628	1.3720