2015 RUB to HTG Historical Review

YEARLY HIGH

0.9939 HTG

YEARLY LOW

0.6681 HTG

YEARLY AVERAGE

0.8345 HTG

2015 RUB to HTG Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the RUB to HTG exchange rate experienced significant fluctuation. The market reached its absolute peak on July 21, valuing the pair at 0.9939. Conversely, the yearly low was recorded on February 1, dropping to 0.6681.

This high-to-low spread represents a total annual volatility of 0.3258 HTG. From a start-to-finish perspective, comparing the January average rate of 0.7280 to the December average rate of 0.8062, the exchange rate registered a net change of 10.74% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2015 high of 0.9939 was down 25.70% compared to the 2014 peak of 1.3377, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 RUB based on timing:

Yearly Peak High 4,969 HTG

2014 Average 5,890 HTG

Yearly Trough Low 3,341 HTG

Transaction Impact: A difference of 1,628.82 HTG purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

0.9817

0.7025

JanuMarcMayJulySeptNove

RUB to HTG Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.8252, compared to 0.8439 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0187 points.

H1 Avg (Jan–Jun) 0.8252

H2 Avg (Jul–Dec) 0.8439

Volatility Range Comparison

Volatility

The most volatile month in 2015 was August, with a trading range of 0.1813 HTG (High: 0.9214 / Low: 0.7401). On the other end, September was the most stable month, with a tight range of 0.0481 HTG (High: 0.8156 / Low: 0.7675).

August Spread (Volatile) ±0.1813

September Spread (Stable) ±0.0481

Growth Streaks & Declines

Trends

Between February and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.1398 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.1398

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2015: 0.9585) against the same month in 2014 (average: 1.2922), the exchange rate shifted by -0.3338 (-25.83%).

2015 Avg (July) 0.9585

2014 Avg (July) 1.2922

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.7922	0.6682	0.7280
February	0.7628	0.6681	0.7258
March	0.8271	0.7494	0.7812
April	0.9497	0.8242	0.8977
May	0.9740	0.9111	0.9410
June	0.9074	0.8500	0.8772
July	0.9939	0.9220	0.9585
August	0.9214	0.7401	0.8187
September	0.8156	0.7675	0.7914
October	0.8748	0.8043	0.8486
November	0.8601	0.8114	0.8399
December	0.8393	0.7739	0.8062